3970 Southern Valley Loop, photo 1
Active
1 / 54

Overview

3 bd3 ba3,036 sqft3 car garageSingle Family
TypeSingle Family
HOA$185.49/mo
Built2025
Lot19,779 sqft
Living area3,036 sqft
Price / sqft$222
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatWalk-in Closet(s)Sidewalk

3970 Southern Valley Loop is a 2025-built home in Southern Hills Plantation Ph 2, Brooksville. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,036 square feet of living space. Listed at $675,000 (about $222/sqft), 70 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185.49 monthly.

From the listing

Virtually Staged. $30,000 in Flex Cash Incentives!! Amazing new home showcasing over 3,000 sf of gorgeous living space and a three car garage. This beautiful new home built by Spire Homes offers 3,036 SF of living space and is 4,460 SF total under roof. It is located in the sought-after lifestyle community of Southern Hills Plantation. This home features a beautiful architectural design with 3 bedrooms, 3 baths, a large flex room, a massive open living room, cafe space, and a gorgeous kitchen. The chef's kitchen has soft-close cabinetry with crown trim and beautiful quartz countertops. The appliances are stainless steel, and there is a five-burner gas range. One side of the home is reserved for the spacious owner's suite, showcasing a tray ceiling and dual walk-in closets. The luxury primary bathroom features a stylish free-standing tub and a large shower with a frameless glass enclosure. The opposite side of the home features two additional bedrooms, with private access to a shared bathroom. A guest bath in the center of the home is perfect for company. The home features 8' doors throughout, oversized baseboards, and dual-pane windows. Store your cars and toys in the 22' x 20' 2-car garage, which opens to a mudroom. The separate 1-car garage is perfect for your golf cart and extra storage. The paver driveway sets the ambiance for the home, along with the beautiful exterior architectural design elements. A huge 45' long rear lanai is truly magnificent, and it is pre-plumbed with gas and water for a future outdoor kitchen! The lanai provides a relaxing area to watch for deer and birds. Southern Hills Plantation offers a guard-gated entrance, a premier Pete Dye golf course set in rolling hills, a driving range, a chipping/putting green, and a 6-hole par 3 course. The clubhouse is stunning, and the Aquatic and Fitness Center offers a wonderful pool and spa, fitness center, private restaurants, Har-Tru tennis courts, and pickleball! Don't miss this opportunity to own a gorgeous home at a fantastic price in the premier gated community of Southern Hills Plantation.

The essentials

Built
2025
Price / sqft
$222
On market
70 days
Annual tax
$2,446
HOA
$185.49/mo
Flood zone
X · Low risk
Lot
19,779 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Fitness center too
3 car garage
Garage Door Opener
0.45 acres
Lot size
3,036 sqft
Living area

Payment

Est. monthly payment
$4,246/mo
Down payment (20%)
$135,000
Property taxes
$204/mo
HOA
$185.49/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
19,779 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener, Garage
Days on Market
70
High Ceilings
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Tankless Water Heater
Elementary
Moton Elementary School
Middle
D.S. Parrot Middle
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,446
Parcel #
R10-223-19-3572-0110-0550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southern Hills Plantation Ph 2
County
Hernando
MLS Area
34601 - Brooksville
Lot Size
19,779 sqft
LandscapedSidewalkPaved
HOA
$185.49/mo
Real Manage / Cheri Schrubbe

Price history

Date
Event
Price
8/2/2026
Listed for sale
Source: Stellar MLS #W7888210
$675,000
$222/sqft

Neighborhood

3970 Southern Valley Loop
Brooksville, FL, 34601 · 34601 - Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $675,000
$665,000 – $675,000
98.6% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34601 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 70.

Sample: 155 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,247/mo
Principal & interest$3,520
Property taxes$204
Insurance$338
HOA$185
Down payment20% · $135,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$675,000

$222 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,036 sq ft

Time on market

70 days

Year built

2025

Monthly payment

About $4,246/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,446 annual tax bill, insurance, and the $185.49/mo HOA fee.

HOA fee

$185.49/mo

Managed by Real Manage / Cheri Schrubbe.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTROPIC SHORES REALTY LLCListing agent: Dan HolubListing data from Stellar MLS, MLS# W7888210.

Keep exploring Florida

Pick up where you left off, or see what else is out there.