What it costs to own a home in Pinellas Park

Pinellas County, Florida

Owning a single-family home at the median sale price in Pinellas Park ($352,500) costs about $2,469 a month with 20% down at 6.8%: $1,838 for the mortgage, $455 property tax and $176 insurance. Homes in an HOA or CDD add about $458 a month for an HOA (27% of house listings report one).

Monthly, before HOA/CDD
$2,469
Mortgage$282,000 loan, 6.8%, 30 years$1,838
Property taxNew-owner estimate$455
InsuranceVaries most by roof, age and flood zone$176
Plus HOA, if the home has oneCity median; 27% of single-family listings report one+$458

Cash at closing: $70,500 down plus closing costs.

The market
Single-family, median sale134 closed sales$352,500
Condo, median sale$205,000
Single-family, asking nowHomes for sale today$360,000
Price per square foot, sales$242
Days on market, recent sales42
Sale price vs. original asking95%
Homes for sale now209
Built in the last 2 years6%
See homes for sale in Pinellas Park

Owning in Pinellas Park: questions

How much does it cost to own a home in Pinellas Park, FL?

Owning a single-family home at the median sale price in Pinellas Park ($352,500) costs about $2,469 a month with 20% down at 6.8%: $1,838 for the mortgage, $455 property tax and $176 insurance. Homes in an HOA or CDD add about $458 a month for an HOA (27% of house listings report one).

How much is property tax in Pinellas Park?

Sellers in Pinellas Park report a median tax bill of about 1.15% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.

Do most homes in Pinellas Park have an HOA or CDD?

57% of recent listings report an HOA or condo association fee, median $5,364 a year. For single-family listings it's 27%, median $5,496 a year. Of listings that say whether a CDD applies, 0% have one. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.

How fast do homes sell in Pinellas Park?

Homes that sold recently spent a median 42 days on the market and sold for 95% of their original asking price. There are 209 homes for sale right now.

Where do these numbers come from?

Stellar MLS via Repliers listings and sales in Pinellas Park, 2026-01 to 2026-10, one data point per address (489 homes, 213 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.

Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.

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We'll run the numbers on the homes you like, including the HOA, CDD and insurance details that change the monthly cost.