What it costs to own a home in Weeki Wachee

Hernando County, Florida

Owning a single-family home at the median sale price in Weeki Wachee ($374,000) costs about $2,621 a month with 20% down at 6.8%: $1,951 for the mortgage, $483 property tax and $187 insurance. Homes in an HOA or CDD add about $115 a month for an HOA (37% of house listings report one) and about $283 for a CDD (6%).

Monthly, before HOA/CDD
$2,621
Mortgage$299,200 loan, 6.8%, 30 years$1,951
Property taxNew-owner estimate$483
InsuranceVaries most by roof, age and flood zone$187
Plus HOA, if the home has oneCity median; 37% of single-family listings report one+$115
Plus CDD, if the home has oneCity median; 6% of listings that state CDD status have one+$283

Cash at closing: $74,800 down plus closing costs.

The market
Single-family, median sale158 closed sales$374,000
Single-family, asking nowHomes for sale today$385,000
Price per square foot, sales$186
Days on market, recent sales53
Sale price vs. original asking95%
Homes for sale now292
Built in the last 2 years36%
See homes for sale in Weeki Wachee

Owning in Weeki Wachee: questions

How much does it cost to own a home in Weeki Wachee, FL?

Owning a single-family home at the median sale price in Weeki Wachee ($374,000) costs about $2,621 a month with 20% down at 6.8%: $1,951 for the mortgage, $483 property tax and $187 insurance. Homes in an HOA or CDD add about $115 a month for an HOA (37% of house listings report one) and about $283 for a CDD (6%).

How much is property tax in Weeki Wachee?

Sellers in Weeki Wachee report a median tax bill of about 0.71% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.

Do most homes in Weeki Wachee have an HOA or CDD?

39% of recent listings report an HOA or condo association fee, median $1,713 a year. For single-family listings it's 37%, median $1,380 a year. Of listings that say whether a CDD applies, 6% have one, median $3,400 a year on the tax bill. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.

How fast do homes sell in Weeki Wachee?

Homes that sold recently spent a median 53 days on the market and sold for 95% of their original asking price. There are 292 homes for sale right now.

Where do these numbers come from?

Stellar MLS via Repliers listings and sales in Weeki Wachee, 2026-01 to 2026-10, one data point per address (524 homes, 177 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.

Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.

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