What it really costs to own in Florida.
East Lake Reserve at Narcoossee HOA fees
St Cloud, Osceola County · 34771
Homes in East Lake Reserve at Narcoossee (St Cloud) pay a median $903 a year in HOA dues, about $75 a month, based on 10 listings. Half fall between $857 and $987. None of the listings we reviewed report a CDD.
What the dues cover
Amenities listed: Gated, Basketball Court.
Live inventory
For sale in East Lake Reserve at Narcoossee right now
5 active listings
East Lake Reserve at Narcoossee cost questions
How much are HOA fees in East Lake Reserve at Narcoossee?
Homes in East Lake Reserve at Narcoossee (St Cloud) pay a median $903 a year in HOA dues, about $75 a month, based on 10 listings. Half fall between $857 and $987.
Does East Lake Reserve at Narcoossee have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in East Lake Reserve at Narcoossee, before the mortgage?
HOA and property tax come to about $447 a month at the medians (property tax median $4,459 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in East Lake Reserve at Narcoossee from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “EAST LAKE RESERVE AT NARCOOSSEE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Stonewood EstatesSt Cloud · HOA $1,120/yr
- Terra HavenSt Cloud · HOA $1,980/yr
- East Lake ParkSt Cloud · HOA $1,440/yr
- Silver SpringsSt Cloud · HOA $1,320/yr
- The Waters at Center Lake RanchSt Cloud · HOA $1,007/yr · CDD $2,597/yr
- Nova GroveSt Cloud · HOA $936/yr
- Ralston ReserveSt Cloud · HOA $1,200/yr
- Esplanade at Center Lake RanchSt Cloud · HOA $4,916/yr · CDD $2,597/yr
- Siena ReserveSt Cloud · HOA $725/yr
- Sunset GrovesSt Cloud · HOA $1,240/yr
- Center Lake on the ParkSt Cloud · HOA $768/yr · CDD $1,660/yr
- Bridge PointeSt Cloud · HOA $1,344/yr
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