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Siena Reserve HOA fees
St Cloud, Osceola County · 34771
Homes in Siena Reserve (St Cloud) pay a median $725 a year in HOA dues, about $60 a month, based on 11 listings. Half fall between $725 and $737. None of the listings we reviewed report a CDD.
What the dues cover
- Pool55% of listings
- Recreational Facilities27% of listings
Amenities listed: Pool, Playground.
Live inventory
For sale in Siena Reserve right now
5 active listings
Siena Reserve cost questions
How much are HOA fees in Siena Reserve?
Homes in Siena Reserve (St Cloud) pay a median $725 a year in HOA dues, about $60 a month, based on 11 listings. Half fall between $725 and $737.
Does Siena Reserve have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Siena Reserve, before the mortgage?
HOA and property tax come to about $475 a month at the medians (property tax median $4,971 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Siena Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 11 addressesin subdivisions matching “SIENA RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Bridge PointeSt Cloud · HOA $1,344/yr
- Ralston ReserveSt Cloud · HOA $1,200/yr
- SummerlySt Cloud · HOA $992/yr
- Preston CoveSt Cloud · HOA $125/yr · CDD $992/yr
- Silver SpringsSt Cloud · HOA $1,320/yr
- CrossingsSt Cloud · HOA $115/yr · CDD $2,448/yr
- SunbrookeSt Cloud · HOA $936/yr
- Nova GroveSt Cloud · HOA $936/yr
- WiregrassSt Cloud · HOA $1,196/yr
- Terra HavenSt Cloud · HOA $1,980/yr
- Prairie OaksSt Cloud · HOA $1,920/yr
- Esplanade at Center Lake RanchSt Cloud · HOA $4,916/yr · CDD $2,597/yr
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