Costs of owning

What it really costs to own in Florida.

Prairie Oaks HOA fees

St Cloud, Osceola County · 34771

Homes in Prairie Oaks (St Cloud) pay a median $1,920 a year in HOA dues, about $160 a month, based on 11 listings. Half fall between $1,920 and $1,992. None of the listings we reviewed report a CDD.

HOA, median
$1,920/yr
About $160 a month
CDD, median
None reported
Property tax, median
$5,306/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$602
HOA + tax at the medians

What the dues cover

  • Pool64% of listings
  • Maintenance Grounds45% of listings
  • Internet36% of listings

Amenities listed: Pool, Playground.

Live inventory

For sale in Prairie Oaks right now

11 active listings

1352 Silo Dr
Active
House for sale
$594,900
5 bed4 bath3,220 sqft0.14 acre lot
1352 Silo Dr
St Cloud, FL, 34771
Brokered by BHHS FLORIDA REALTY
1172 Silverbell Trl
Active
House for sale
$450,000
4 bed3 bath2,308 sqft0.12 acre lot
1172 Silverbell Trl
St Cloud, FL, 34771
Brokered by CENTURY 21 EDGE
5792 Arboretum St
Active
House for sale
$355,000
4 bed2 bath1,828 sqft0.14 acre lot
5792 Arboretum St
St Cloud, FL, 34771
Brokered by MY REALTY GROUP, LLC.
1270 Fox Hedge Ln
ActivePrice reduced
House for sale
$600,000
$20k
5 bed4 bath3,082 sqft0.14 acre lot
1270 Fox Hedge Ln
St Cloud, FL, 34771
Brokered by RE/MAX VANTAGE
1274 Silo Dr
Active
House for sale
$480,000
4 bed4 bath2,683 sqft0.14 acre lot
1274 Silo Dr
St Cloud, FL, 34771
Brokered by FLORIDA REALTY RESULTS LLC
1021 Silverbell Trl
ActivePrice reduced
House for sale
$459,900
$20k
4 bed3 bath2,308 sqft0.12 acre lot
1021 Silverbell Trl
St Cloud, FL, 34771
Brokered by THE VALENZUELA REAL ESTATE GRO
1304 Silo Dr
ActivePrice reduced
House for sale
$495,000
$20k
4 bed3 bath2,531 sqft0.14 acre lot
1304 Silo Dr
St Cloud, FL, 34771
Brokered by EXP REALTY LLC
1225 Fox Hedge Ln
ActivePrice reduced
House for sale
$409,000
$20k
4 bed2 bath1,600 sqft0.14 acre lot
1225 Fox Hedge Ln
St Cloud, FL, 34771
Brokered by NOVAK REALTY CORP
See all 11 Prairie Oaks homes

Prairie Oaks cost questions

How much are HOA fees in Prairie Oaks?

Homes in Prairie Oaks (St Cloud) pay a median $1,920 a year in HOA dues, about $160 a month, based on 11 listings. Half fall between $1,920 and $1,992.

Does Prairie Oaks have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Prairie Oaks, before the mortgage?

HOA and property tax come to about $602 a month at the medians (property tax median $5,306 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Prairie Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 11 addressesin subdivisions matching “PRAIRIE OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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