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About this home
1172 Silverbell Trl is a 2023-built home in Prairie Oaks, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,308 square feet of living space. Listed at $450,000 (about $195/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 monthly.
Discover this DR Horton Campbell model at Prairie Oaks, a beautifully designed single-family residence with a serene water view perfectly tailored for modern living. This home, crafted with all concrete block construction, offers four bedrooms and two and a half bathrooms, promising ample space for your lifestyle. Step inside to a welcoming patio and an open-concept layout that seamlessly integrates the kitchen, living area, dining room, and outdoor lanai, ideal for both entertaining and everyday relaxation. The spacious kitchen island and generous pantry provide both style and functionality. Natural light pours through large windows and sliding glass doors, enhancing the dining area’s inviting atmosphere. The first floor includes a convenient powder room adjacent to the living area. Ascend to the second floor to find the primary bedroom featuring an en suite bathroom with a double vanity and a substantial walk-in closet. Three additional bedrooms, a full bathroom, and a laundry area complete the upper floor. This home is equipped with the "Home is Connected" smart home technology package, offering control via your smart device whether at home or away. Upgraded flooring throughout. Prairie Oaks enriches your lifestyle with amenities such as a dog park, playground, and community pool.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$450,000
$195 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,308 sq ft
Time on market
12 days
Year built
2023
Monthly payment
About $3,260/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,338 annual tax bill, insurance, and the $160/mo HOA fee.
HOA fee
$160/mo
Managed by Jorge Miranda.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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