1172 Silverbell Trl, photo 1
Active
1 / 37

Overview

4 bd3 ba2,308 sqft2 car garageSingle Family
TypeSingle Family
HOA$160/mo
Built2023
Lot5,227 sqft
Living area2,308 sqft
Price / sqft$195
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSidewalkSprinkler MeteredCommunity Mailbox

1172 Silverbell Trl is a 2023-built home in Prairie Oaks, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,308 square feet of living space. Listed at $450,000 (about $195/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 monthly.

From the listing

Discover this DR Horton Campbell model at Prairie Oaks, a beautifully designed single-family residence with a serene water view perfectly tailored for modern living. This home, crafted with all concrete block construction, offers four bedrooms and two and a half bathrooms, promising ample space for your lifestyle. Step inside to a welcoming patio and an open-concept layout that seamlessly integrates the kitchen, living area, dining room, and outdoor lanai, ideal for both entertaining and everyday relaxation. The spacious kitchen island and generous pantry provide both style and functionality. Natural light pours through large windows and sliding glass doors, enhancing the dining area’s inviting atmosphere. The first floor includes a convenient powder room adjacent to the living area. Ascend to the second floor to find the primary bedroom featuring an en suite bathroom with a double vanity and a substantial walk-in closet. Three additional bedrooms, a full bathroom, and a laundry area complete the upper floor. This home is equipped with the "Home is Connected" smart home technology package, offering control via your smart device whether at home or away. Upgraded flooring throughout. Prairie Oaks enriches your lifestyle with amenities such as a dog park, playground, and community pool.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2023
Price / sqft
$195
On market
12 days
Annual tax
$6,338
HOA
$160/mo
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
5,227 sqft lot
Lot size
2,308 sqft
Living area

Payment

Est. monthly payment
$3,260/mo
Down payment (20%)
$90,000
Property taxes
$528/mo
HOA
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,227 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
12
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Sidewalk
Sprinkler Metered
Community Mailbox
Deed Restrictions
Dog Park
Pool
Sidewalks
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Island Village Elementary School
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,338
Parcel #
22-25-31-4751-0001-1950

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Prairie Oaks
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,227 sqft
HOA
$160/mo
Jorge Miranda

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #S5158717
$450,000
$195/sqft

Neighborhood

1172 Silverbell Trl
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$447,500 – $450,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 473 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 12.

Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,260/mo
Principal & interest$2,347
Property taxes$528
Insurance$225
HOA$160
Down payment20% · $90,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$195 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,308 sq ft

Time on market

12 days

Year built

2023

Monthly payment

About $3,260/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,338 annual tax bill, insurance, and the $160/mo HOA fee.

HOA fee

$160/mo

Managed by Jorge Miranda.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 EDGEListing agent: Nicholas GiacconeListing data from Stellar MLS, MLS# S5158717.

Keep exploring Florida

Pick up where you left off, or see what else is out there.