What it really costs to own in Florida.
Brack Ranch HOA fees
St Cloud, Osceola County · 34771
Homes in Brack Ranch (St Cloud) pay a median $1,114 a year in HOA dues, about $93 a month, based on 39 listings. Half fall between $1,114 and $1,114. None of the listings we reviewed report a CDD.
What the dues cover
- Pool97% of listings
- Maintenance Grounds72% of listings
Amenities listed: Pool, Playground, Clubhouse.
Live inventory
For sale in Brack Ranch right now
11 active listings








Brack Ranch cost questions
How much are HOA fees in Brack Ranch?
Homes in Brack Ranch (St Cloud) pay a median $1,114 a year in HOA dues, about $93 a month, based on 39 listings. Half fall between $1,114 and $1,114.
Does Brack Ranch have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Brack Ranch, before the mortgage?
HOA and property tax come to about $494 a month at the medians (property tax median $4,811 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Brack Ranch from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 39 addressesin subdivisions matching “BRACK RANCH”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- WiregrassSt Cloud · HOA $1,196/yr
- Prairie OaksSt Cloud · HOA $1,920/yr
- Sunset GrovesSt Cloud · HOA $1,240/yr
- Preston CoveSt Cloud · HOA $125/yr · CDD $992/yr
- Nova GroveSt Cloud · HOA $936/yr
- The CrossingsSt Cloud · HOA $115/yr · CDD $2,520/yr
- Siena ReserveSt Cloud · HOA $725/yr
- Bridge PointeSt Cloud · HOA $1,344/yr
- Split Oak ReserveSt Cloud · HOA $1,380/yr
- CrossingsSt Cloud · HOA $115/yr · CDD $2,448/yr
- Terra HavenSt Cloud · HOA $1,980/yr
- Ralston ReserveSt Cloud · HOA $1,200/yr
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