Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- BRACK RANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$93/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1998 Horsetail Dr is a 2026-built home in Brack Ranch, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,496 square feet of living space. Listed at $348,490 (about $233/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $278.5 quarterly.
Virtually Staged. Under Construction. ***DECEMBER DELIVERY! Discover the Logan D at Brack Ranch, Lot 364, located at 1998 Horsetail Dr. This thoughtfully designed home offers stylish comfort, open-concept living, flexible spaces, and modern features created for the way you live, gather, and unwind. Enjoy the appeal of Brack Ranch in St. Cloud, with easy access to Orlando, shopping, dining, recreation, major roadways, and everyday conveniences. Community amenities include a pool, cabana/clubhouse, playground, dog park, and scenic trails, creating a connected lifestyle close to everything you need. Photos shown are of a similar home and are for illustrative purposes only. December delivery opportunities are limited—schedule your tour today and ask about current incentives!***
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$348,490
$233 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,496 sq ft
Time on market
40 days
Year built
2026
Monthly payment
About $2,376/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,485 annual tax bill, insurance, and the $278.5/qtr HOA fee.
HOA fee
$278.5/qtr
Managed by Empire Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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