798 Cypress Creek Run, photo 1
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Overview

3 bd4 ba2,540 sqft3 car garageSingle Family
TypeSingle Family
HOA$115/yr
Built2026
Lot6,534 sqft
Living area2,540 sqft
Price / sqft$185
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 11 · 1:00 PM to 5:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
THE CROSSINGS PH 2
Type
Single Family Residence

True monthly carry

HOA
~$10/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

PlaygroundPoolDishwasherDisposalElectric Water HeaterMicrowaveRange

798 Cypress Creek Run is a 2026-built home in The Crossings Ph 2, St Cloud. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,540 square feet of living space. Listed at $469,900 (about $185/sqft), 306 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 annually.

From the listing

This brand-new Monroe floor plan by Highland Homes offers modern design, open living spaces, and stylish finishes throughout. Featuring three bedrooms, two bathrooms, and a spacious covered lanai, this home is perfect for comfortable Florida living. The open-concept kitchen is designed with quartz countertops, 36-inch shaker-style cabinets, a counter-height island, and a walk-in pantry. A complete Samsung stainless steel appliance package includes an ENERGY STAR® dishwasher and large-capacity refrigerator. Low-maintenance luxury vinyl plank flooring extends through the main living areas, kitchen, laundry room, and baths, while Mohawk stain-resistant carpet provides comfort in the bedrooms. Additional features include energy-efficient LED lighting and custom 2-inch faux wood blinds throughout the home. The exterior showcases a fully sodded homesite with Florida-friendly landscaping and an irrigation system. Architectural shingles with a limited-lifetime warranty and a built-in pest control system ensure long-term peace of mind. Energy-saving elements such as R-30 insulation, foam-injected block insulation, double-pane Low-E windows, and a programmable thermostat help improve comfort and reduce utility costs. This thoughtfully designed home combines quality construction, energy efficiency, and elegant finishes—ready for move-in upon completion.

The essentials

Built
2026
Price / sqft
$185
On market
306 days
Annual tax
$0
HOA
$115/yr
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
3 car garage
6,534 sqft lot
Lot size
2,540 sqft
Living area

Payment

Est. monthly payment
$3,302/mo
Down payment (20%)
$93,980
Property taxes
$0/mo
HOA
$115/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,534 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
306
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
22-25-31-3682-0001-5960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Crossings Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,534 sqft
HOA
$115/yr
HCMANAGEMENT

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #L4957815
$469,900-4.1%
$185/sqft
-
Price change
Source: Stellar MLS #L4957815
$489,900-5.4%
$193/sqft
12/9/2025
Listed for sale
Source: Stellar MLS #L4957815
$517,710
$204/sqft

Neighborhood

798 Cypress Creek Run
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $469,900
$467,500 – $469,900
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 306 after a $47,810 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,302/mo
Principal & interest$2,451
Property taxes$607
Insurance$235
HOA$10
Down payment20% · $93,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,900

$185 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,540 sq ft

Time on market

306 days

Year built

2026

Monthly payment

About $3,302/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $115/yr HOA fee.

HOA fee

$115/yr

Managed by HCMANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCAMBRIDGE REALTY OF CENTRAL FLListing agent: George Lindsey, IIIListing data from Stellar MLS, MLS# L4957815.

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