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Overview

3 bd2 ba2,400 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot43,560 sqft
Living area2,400 sqft
Price / sqft$260
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

4870 Citrus Oak Ln is a 1984-built home in Runnymede Oaks Unrec, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,400 square feet of living space. Listed at $625,000 (about $260/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Excellent Location! Are you looking for unique & private? This home is perfectly situated on a private lot and quiet street that ends in a cul-de-sac. This unique 4 bedroom, 2.5 bath pool home sits on a full acre surrounded by beautiful walking paths & mature Florida native landscaping. Offering plenty of room both inside and out, this property combines privacy, charm, and endless possibilities. Enjoy spacious living areas, a gorgeous double sided fireplace (recently swept & inspected), a sparkling pool perfect for entertaining, and serene natural surroundings that create your own private retreat. A rare opportunity to own a peaceful slice of Florida living with space to spread out and enjoy. There's tons of potential here so come make this home your own! Major updates include; Roof 2018, solar water heater brand new 2026 (panels are seller owned, no lien), brand new pool pump 2026, A/C 2024. Close to Lake Nona, Orlando theme parks & Orlando Int. Airport. Offers encouraged...

The essentials

Built
1984
Price / sqft
$260
On market
79 days
Annual tax
$2,997
Flood zone
X · Low risk
Lot
43,560 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Private pool
Heated
2 car garage
1.00 acres
Lot size
2,400 sqft
Living area

Payment

Est. monthly payment
$3,822/mo
Down payment (20%)
$125,000
Property taxes
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
43,560 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground
Days on Market
79
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Garden
Private Yard
Storage
Dishwasher
Microwave
Range
Refrigerator
Solar Hot Water
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,997
Parcel #
31-25-31-8000-0001-0630

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Runnymede Oaks Unrec
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
43,560 sqft
Cul-De-SacLandscapedLevelOversized LotPrivateStreet Dead-EndPaved

Price history

Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #O6427952
$625,000
$260/sqft

Neighborhood

4870 Citrus Oak Ln
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$620,000 – $625,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 79.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,822/mo
Principal & interest$3,260
Property taxes$250
Insurance$313
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$260 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,400 sq ft

Time on market

79 days

Year built

1984

Monthly payment

About $3,822/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,997 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ELITEListing agent: Bart MirandaListing data from Stellar MLS, MLS# O6427952.

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