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Overview

4 bd4 ba3,058 sqft2 car garageSingle Family
TypeSingle Family
HOA$83.83/mo
Built2025
Lot6,098 sqft
Living area3,058 sqft
Price / sqft$206
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Convection OvenCooktopDishwasherDisposal

5237 Stone Ridge Pl is a 2025-built home in Waters At Center Lake Ranch Ph 1a, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,058 square feet of living space. Listed at $628,900 (about $206/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $83.83 monthly.

From the listing

Why wait to build when you can move right into this stunning 2025-built home in the highly desirable Center Lake Ranch community? Featuring 4 bedrooms, 3.5 bathrooms, and over 3,000 sq ft of living space, this home offers a thoughtfully designed open floor plan with a spacious great room, a modern kitchen with a large island and walk-in pantry, a first-floor primary suite, and a versatile upstairs loft perfect for a media room, office, or play area. Enjoy the peace of mind of owning a home where everything is new, including the 2025 roof, systems, appliances, and finishes. Conveniently located just minutes from Lake Nona Medical City, Orlando International Airport, SR-417, shopping, dining, and top-rated schools, this move-in-ready home combines comfort, style, and an unbeatable location. Don't miss the opportunity to make it yours!

The essentials

Built
2025
Price / sqft
$206
On market
121 days
Annual tax
$3,779
HOA
$83.83/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
6,098 sqft lot
Lot size
3,058 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$3,993/mo
Down payment (20%)
$125,780
Property taxes
$315/mo
HOA
$83.83/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
121
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Convection Oven
Cooktop
Dishwasher
Disposal
Microwave
Refrigerator
Tankless Water Heater
Flood Zone X
Annual Tax (2025)
$3,779
Parcel #
29-25-31-0942-0001-0440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waters At Center Lake Ranch Ph 1a
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
HOA
$83.83/mo
THE WATERS AT CENTER LAKE RANCH HOA

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #S5151732
$628,900-1.7%
$206/sqft
-
Price change
Source: Stellar MLS #S5151732
$640,000-0.8%
$209/sqft
6/12/2026
Listed for sale
Source: Stellar MLS #S5151732
$645,000
$211/sqft

Neighborhood

5237 Stone Ridge Pl
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $628,900
$625,000 – $628,900
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 121 after a $16,100 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,993/mo
Principal & interest$3,280
Property taxes$315
Insurance$314
HOA$84
Down payment20% · $125,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$628,900

$206 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,058 sq ft

Time on market

121 days

Year built

2025

Monthly payment

About $3,993/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,779 annual tax bill, insurance, and the $83.83/mo HOA fee.

HOA fee

$83.83/mo

Managed by THE WATERS AT CENTER LAKE RANCH HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLA ROSA REALTY KISSIMMEEListing agent: Ivan Suarez, JrListing data from Stellar MLS, MLS# S5151732.

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