1302 Hyde St, photo 1
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Overview

4 bd3 ba2,194 sqft2 car garageSingle Family
TypeSingle Family
HOA$64/mo
Built2026
Lot7,233 sqft
Living area2,194 sqft
Price / sqft$214
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CENTER LAKE ON THE PARK
Type
Single Family Residence

True monthly carry

HOA
~$64/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Crown MoldingEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)SidewalkCommunity Mailbox

1302 Hyde St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,194 square feet of living space. Listed at $469,990 (about $214/sqft), 188 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.

From the listing

Under Construction. Located at 1302 Hyde Street in Saint Cloud, Florida, this thoughtfully designed single-story home offers 2,194 square feet of comfortable living space with 4 bedrooms, 3 full bathrooms, and a 2-car garage. A welcoming foyer opens into an open-concept layout where the kitchen, nook, and family room connect seamlessly, creating an ideal space for everyday living and casual entertaining. Sliding doors off the family room lead to a covered lanai, perfect for enjoying Florida’s outdoor lifestyle. The private owner’s suite is tucked toward the back of the home and features a spacious bedroom, walk-in closet, and an en-suite bath with dual sinks and a walk-in shower. Three additional bedrooms are positioned throughout the home, offering flexibility for guests, a home office, or hobbies, with convenient access to two additional full bathrooms. A centrally located laundry room adds everyday convenience. With a smart, functional layout and well-defined living spaces, 1302 Hyde Street offers the ease of single-level living in a Saint Cloud location close to everyday conveniences, recreation, and Central Florida destinations.

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The essentials

Built
2026
Price / sqft
$214
On market
188 days
Annual tax
$3,382
HOA
$64/mo
Flood zone
X · Low risk
Lot
7,233 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
7,233 sqft lot
Lot size
2,194 sqft
Living area

Payment

Est. monthly payment
$3,032/mo
Down payment (20%)
$93,998
Property taxes
$282/mo
HOA
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,233 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
188
Crown Molding
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Sidewalk
Community Mailbox
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,382
Parcel #
32-25-31-0943-0001-1960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Center Lake On The Park
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,233 sqft
LandscapedSidewalkPaved
HOA
$64/mo
Atomos Living / Joey Arroy

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6397544
$469,990-2.1%
$214/sqft
-
Price change
Source: Stellar MLS #O6397544
$479,990-9.4%
$219/sqft
4/10/2026
Listed for sale
Source: Stellar MLS #O6397544
$529,990
$242/sqft

Neighborhood

1302 Hyde St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $469,990
$467,500 – $469,990
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 188 after a $60,000 cut.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,032/mo
Principal & interest$2,451
Property taxes$282
Insurance$235
HOA$64
Down payment20% · $93,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,990

$214 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,194 sq ft

Time on market

188 days

Year built

2026

Monthly payment

About $3,032/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,382 annual tax bill, insurance, and the $64/mo HOA fee.

HOA fee

$64/mo

Managed by Atomos Living / Joey Arroy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Stacie Brown KellyListing data from Stellar MLS, MLS# O6397544.

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