

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
1302 Hyde St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,194 square feet of living space. Listed at $469,990 (about $214/sqft), 188 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Located at 1302 Hyde Street in Saint Cloud, Florida, this thoughtfully designed single-story home offers 2,194 square feet of comfortable living space with 4 bedrooms, 3 full bathrooms, and a 2-car garage. A welcoming foyer opens into an open-concept layout where the kitchen, nook, and family room connect seamlessly, creating an ideal space for everyday living and casual entertaining. Sliding doors off the family room lead to a covered lanai, perfect for enjoying Florida’s outdoor lifestyle. The private owner’s suite is tucked toward the back of the home and features a spacious bedroom, walk-in closet, and an en-suite bath with dual sinks and a walk-in shower. Three additional bedrooms are positioned throughout the home, offering flexibility for guests, a home office, or hobbies, with convenient access to two additional full bathrooms. A centrally located laundry room adds everyday convenience. With a smart, functional layout and well-defined living spaces, 1302 Hyde Street offers the ease of single-level living in a Saint Cloud location close to everyday conveniences, recreation, and Central Florida destinations.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$469,990
$214 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,194 sq ft
Time on market
188 days
Year built
2026
Monthly payment
About $3,032/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,382 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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