3576 Bristol Cove Ln, photo 1
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Overview

4 bd3 ba2,791 sqft2 car garageSingle Family
TypeSingle Family
HOA$141/qtr
Built2019
Lot8,712 sqft
Living area2,791 sqft
Price / sqft$168
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)Private Yard

3576 Bristol Cove Ln is a 2019-built home in Deer Creek West, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,791 square feet of living space. Listed at $470,000 (about $168/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $141 quarterly.

From the listing

Awesome home located in a beautiful area of Saint Cloud! From the moment you arrive, you’ll notice the welcoming entrance and charming front office/flex space. As you walk through the first floor, you’ll enjoy the open-concept layout featuring a spacious kitchen, dining room, and living room area with large windows and sliding glass doors that bring in plenty of natural light. The first floor also includes a convenient half bathroom for guests. Upstairs, the open layout continues with a large loft/great room perfect for a TV area, game room, or additional family space. The second floor features 4 bedrooms and 2 full bathrooms, including a gorgeous primary suite with a bright and spacious master bathroom and an oversized walk-in closet that everyone will love. Located in the desirable Saint Cloud area, this home is close to restaurants, supermarkets, and just minutes from the Turnpike, offering both comfort and convenience. Additional features include solar panels and a water treatment system for added efficiency and value. Seller will pay $10,000 towards buyers closing cost with a full price offer. This is a great opportunity to own a beautiful home in a growing community!

The essentials

Built
2019
Price / sqft
$168
On market
138 days
Annual tax
$4,416
HOA
$141/qtr
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
8,712 sqft lot
Lot size
2,791 sqft
Living area

Payment

Est. monthly payment
$3,101/mo
Down payment (20%)
$94,000
Property taxes
$368/mo
HOA
$141/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
8,712 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
138
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Private Yard
Sidewalk
Sliding Doors
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Elementary
Canoe Creek K-8
Middle
Canoe Creek K-8
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,416
Parcel #
27-26-30-0103-0001-0400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Deer Creek West
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,712 sqft
HOA
$141/qtr
Don Asher - Michelle Ramos

Price history

Date
Event
Price
7/29/2026
Price change
Source: Stellar MLS #O6410653
$470,000-2.1%
$168/sqft
-
Price change
Source: Stellar MLS #O6410653
$480,000-2.0%
$172/sqft
5/25/2026
Listed for sale
Source: Stellar MLS #O6410653
$490,000
$176/sqft

Neighborhood

3576 Bristol Cove Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $470,000
$467,500 – $470,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 138 after a $20,000 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,101/mo
Principal & interest$2,451
Property taxes$368
Insurance$235
HOA$47
Down payment20% · $94,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$470,000

$168 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,791 sq ft

Time on market

138 days

Year built

2019

Monthly payment

About $3,101/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,416 annual tax bill, insurance, and the $141/qtr HOA fee.

HOA fee

$141/qtr

Managed by Don Asher - Michelle Ramos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBRIGHT TRUST REALTY LLCListing agent: Claudia AcevedoListing data from Stellar MLS, MLS# O6410653.

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