Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- THE RESERVE AT TWIN LAKES
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$76/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5181 Springrise Dr is a 2026-built home in The Reserve At Twin Lakes, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,631 square feet of living space. Listed at $470,000 (about $179/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $76 monthly.
Under Construction. Brand new, energy-efficient home available by Oct 2026! Entertain guests with ease with an open kitchen which overlooks the dining and great room. First floor flex space can be best used to fit your needs. Upstairs primary suite features an oversized walk-in closet. Now selling, The Reserve at Twin Lakes is all ages community that offers single-family homes in the heart of St. Cloud, FL. This community offers easy access to Narcoossee Road, 192, and is just minutes from Lake Nona. The Reserve at Twin Lakes provides gorgeous open floorplans right for every lifestyle. With resort-style amenities, such as a pool, cabana, & splash pad - this community surely has everything you need. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 373 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$470,000
$179 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,631 sq ft
Time on market
26 days
Year built
2026
Monthly payment
About $2,762/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $76/mo HOA fee.
HOA fee
$76/mo
Managed by The Reserve at Twin Lakes Homeowners Association,.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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