What it really costs to own in Florida.
Crossings HOA and CDD fees
St Cloud, Osceola County · 34771
Homes in Crossings (St Cloud) pay a median $115 a year in HOA dues, about $10 a month, based on 6 listings. Half fall between $115 and $1,085. 86% of listings with a known CDD status (7) report one, with a median $2,448 a year collected on the property tax bill.
What the dues cover
- Pool50% of listings
- Maintenance Grounds33% of listings
Amenities listed: Pool, Clubhouse, Playground.
33% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Crossings right now
13 active listings








Crossings cost questions
How much are HOA fees in Crossings?
Homes in Crossings (St Cloud) pay a median $115 a year in HOA dues, about $10 a month, based on 6 listings. Half fall between $115 and $1,085.
Does Crossings have a CDD?
Yes, most homes. 86% of the 7 listings with a known CDD status report one, and 6 gave an amount: a median $2,448 a year (range $1,657 to $2,812). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Crossings, before the mortgage?
HOA, CDD and property tax come to about $687 a month at the medians (property tax median $5,676 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Crossings from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “CROSSINGS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- The CrossingsSt Cloud · HOA $115/yr · CDD $2,520/yr
- SunbrookeSt Cloud · HOA $936/yr
- Preston CoveSt Cloud · HOA $125/yr · CDD $992/yr
- Bridge PointeSt Cloud · HOA $1,344/yr
- SummerlySt Cloud · HOA $992/yr
- Siena ReserveSt Cloud · HOA $725/yr
- Prairie OaksSt Cloud · HOA $1,920/yr
- WiregrassSt Cloud · HOA $1,196/yr
- Ralston ReserveSt Cloud · HOA $1,200/yr
- Brack RanchSt Cloud · HOA $1,114/yr
- Esplanade at Center Lake RanchSt Cloud · HOA $4,916/yr · CDD $2,597/yr
- Silver SpringsSt Cloud · HOA $1,320/yr
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