What it really costs to own in Florida.
The Crossings HOA and CDD fees
St Cloud, Osceola County · 34771
Homes in The Crossings (St Cloud) pay a median $115 a year in HOA dues, about $10 a month, based on 33 listings. Half fall between $115 and $115. 100% of listings with a known CDD status (33) report one, with a median $2,520 a year collected on the property tax bill.
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The Crossings cost questions
How much are HOA fees in The Crossings?
Homes in The Crossings (St Cloud) pay a median $115 a year in HOA dues, about $10 a month, based on 33 listings. Half fall between $115 and $115.
Does The Crossings have a CDD?
Yes, most homes. 100% of the 33 listings with a known CDD status report one, and 33 gave an amount: a median $2,520 a year (range $1,802 to $4,333). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in The Crossings, before the mortgage?
HOA and CDD come to about $220 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in The Crossings from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 33 addressesin subdivisions matching “THE CROSSINGS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- CrossingsSt Cloud · HOA $115/yr · CDD $2,448/yr
- Preston CoveSt Cloud · HOA $125/yr · CDD $992/yr
- SunbrookeSt Cloud · HOA $936/yr
- Prairie OaksSt Cloud · HOA $1,920/yr
- Bridge PointeSt Cloud · HOA $1,344/yr
- SummerlySt Cloud · HOA $992/yr
- WiregrassSt Cloud · HOA $1,196/yr
- Siena ReserveSt Cloud · HOA $725/yr
- Brack RanchSt Cloud · HOA $1,114/yr
- Ralston ReserveSt Cloud · HOA $1,200/yr
- Nova GroveSt Cloud · HOA $936/yr
- Silver SpringsSt Cloud · HOA $1,320/yr
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