Costs of owning

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Ralston Reserve HOA fees

St Cloud, Osceola County · 34771

Homes in Ralston Reserve (St Cloud) pay a median $1,200 a year in HOA dues, about $100 a month, based on 12 listings. Half fall between $1,200 and $1,200. None of the listings we reviewed report a CDD.

HOA, median
$1,200/yr
About $100 a month
CDD, median
None reported

Live inventory

For sale in Ralston Reserve right now

4 active listings

48 Sunset Haven Loop
ActiveNew constructionNew
Townhouse for sale
$379,900
3 bed3 bath2,213 sqft0.06 acre lot
48 Sunset Haven Loop
St Cloud, FL, 34771
Brokered by CAMBRIDGE REALTY OF CENTRAL FL
46 Sunset Haven Loop
ActiveNew constructionNew
Townhouse for sale
$389,900
4 bed3 bath2,336 sqft0.06 acre lot
46 Sunset Haven Loop
St Cloud, FL, 34771
Brokered by CAMBRIDGE REALTY OF CENTRAL FL
5443 Osprey Meadow Way
ActiveNew construction
Townhouse for sale
$379,900
3 bed3 bath2,146 sqft0.06 acre lot
5443 Osprey Meadow Way
St Cloud, FL, 34771
Brokered by CAMBRIDGE REALTY OF CENTRAL FL
5441 Osprey Meadow Way
ActiveNew construction
Townhouse for sale
$389,900
4 bed3 bath2,334 sqft0.06 acre lot
5441 Osprey Meadow Way
St Cloud, FL, 34771
Brokered by CAMBRIDGE REALTY OF CENTRAL FL
See all 4 Ralston Reserve homes

Ralston Reserve cost questions

How much are HOA fees in Ralston Reserve?

Homes in Ralston Reserve (St Cloud) pay a median $1,200 a year in HOA dues, about $100 a month, based on 12 listings. Half fall between $1,200 and $1,200.

Does Ralston Reserve have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Ralston Reserve, before the mortgage?

HOA comes to about $100 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Ralston Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 12 addressesin subdivisions matching “RALSTON RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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