Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Sunday, Oct 11 · 1:00 PM to 5:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- THE CROSSINGS PH 2
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$10/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
6032 Freshwater Canyon Dr is a 2026-built home in The Crossings Ph 2, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,135 square feet of living space. Listed at $439,900 (about $206/sqft), 158 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 annually.
Discover easy, modern living in the Aubrey plan—featuring an open layout with luxury vinyl plank flooring, volume ceilings, and abundant natural light. The gourmet kitchen offers quartz countertops, 42” shaker cabinets, walk-in pantry, and stainless steel Samsung appliances, including a smart range and ENERGY STAR® refrigerator. The owner’s suite includes a walk-in closet and spa-style bath with dual vanities and a decorative tiled shower with glass enclosure. Enjoy outdoor living on the covered lanai. Additional highlights: mudroom with drop zone, laundry room, LED lighting, 2” faux wood blinds, Mohawk carpet in bedrooms, built-in pest control, architectural shingles, and fully sodded, irrigated landscaping. Energy-efficient features include R-30 insulation, foam-injected block, Low-E double-pane windows, and programmable thermostat. Move-in ready and professionally designed for comfort, style, and low maintenance!
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$439,900
$206 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,135 sq ft
Time on market
158 days
Year built
2026
Monthly payment
About $3,092/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $115/yr HOA fee.
HOA fee
$115/yr
Managed by HCMANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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