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Overview

4 bd4 ba2,683 sqft2 car garageSingle Family
TypeSingle Family
HOA$160/mo
Built2023
Lot6,098 sqft
Living area2,683 sqft
Price / sqft$179
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

1274 Silo Dr is a 2023-built home in Prairie Oaks, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,683 square feet of living space. Listed at $480,000 (about $179/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 monthly.

From the listing

SPECIAL FINANCING INCENTIVES MAY BE AVAILABLE THROUGH THE SELLER’S PREFERRED LENDERS — AN INCREDIBLE OPPORTUNITY TO MAKE THIS BEAUTIFUL, MOVE-IN-READY HOME EVEN MORE ATTRACTIVE! Welcome to 1274 Silo Drive, St. Cloud, where modern elegance meets everyday comfort. Built in 2023 by Dream Finders Homes, this stunning Ana Maria floor plan with bonus room offers 4 bedrooms, 4 bathrooms, and 2,683 square feet of thoughtfully designed living space. A corporate relocation is the sole reason for the sale, presenting an exceptional opportunity to own this meticulously maintained and upgraded home. From the moment you arrive, you'll appreciate the fresh curb appeal, enhanced by new landscaping, while the freshly painted interior creates a bright, clean, and inviting atmosphere throughout. At the heart of the home is a gorgeous chef’s kitchen, featuring quartz countertops, designer tile backsplash, built-in wall oven and microwave, glass cooktop with vented hood, and a breakfast bar with pendant lighting. The open-concept design seamlessly connects the kitchen, dining, and living spaces, creating the perfect setting for everyday living and entertaining. The spacious owner’s retreat provides a private sanctuary, complete with two walk-in closets featuring custom shelving for exceptional organization and functionality. Three additional bedrooms and two full bathrooms are thoughtfully arranged in a three-way split floor plan, providing privacy and flexibility for family, guests, or a home office. Upstairs, the impressive bonus room offers even more versatility and includes a full private bathroom and walk-in closet—perfect for a guest suite, media room, home office, or additional living space. Enjoy Florida outdoor living from the screen-enclosed covered patio, complete with an extended paver area ideal for your grill and entertaining. Additional upgrades include custom window shutters throughout, upgraded lighting, custom closet shelving in all closets, ceiling fans in all bedrooms, the bonus room and family room, and exterior gutters. Located in the desirable Prairie Oaks community, nestled near the Narcoossee/Lake Nona area, residents enjoy a beautiful natural setting along with resort-style amenities including a community pool, playground, and dedicated dog park. Even better, the low monthly HOA dues include fiber-optic internet. Beautifully upgraded, meticulously maintained, and truly move-in ready—this 2023-built home offers the space, style, and location you've been looking for, with the added potential benefit of special financing incentives through the seller’s preferred lenders. Don't miss this exceptional opportunity!

The essentials

Built
2023
Price / sqft
$179
On market
25 days
Annual tax
$6,463
HOA
$160/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
Garage Door Opener
6,098 sqft lot
Lot size
2,683 sqft
Living area

Payment

Est. monthly payment
$3,442/mo
Down payment (20%)
$96,000
Property taxes
$539/mo
HOA
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,098 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
25
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Rain Gutters
Deed Restrictions
Dog Park
Playground
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,463
Parcel #
22-25-31-4751-0001-0650

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Prairie Oaks
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
HOA
$160/mo
Empire Management Group, Inc.

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #S5157312
$480,000
$179/sqft

Neighborhood

1274 Silo Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$477,500 – $480,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 25.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,442/mo
Principal & interest$2,503
Property taxes$539
Insurance$240
HOA$160
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$179 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,683 sq ft

Time on market

25 days

Year built

2023

Monthly payment

About $3,442/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,463 annual tax bill, insurance, and the $160/mo HOA fee.

HOA fee

$160/mo

Managed by Empire Management Group, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA REALTY RESULTS LLCListing agent: Tammy BlanchardListing data from Stellar MLS, MLS# S5157312.

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