Costs of owning

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Grand Haven HOA and CDD fees

Palm Coast, Flagler County · 32137

Homes in Grand Haven (Palm Coast) pay a median $175 a year in HOA dues, about $15 a month, based on 38 listings. Half fall between $175 and $254. 97% of listings with a known CDD status (39) report one, with a median $3,152 a year collected on the property tax bill.

HOA, median
$175/yr
About $15 a month
CDD, median
$3,152/yr
97% of 39 listings have one
Property tax, median
$7,517/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$904
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$175/yr31 listings
Townhomes and villas$175/yr7 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Guard - 24 Hour68% of listings
  • Pool66% of listings
  • Maintenance Grounds58% of listings
  • Recreational Facilities50% of listings
  • Private Road24% of listings
  • Security24% of listings

Amenities listed: Clubhouse, Gated, Pool, Fitness Center, Trail(s), Pickleball Court(s).

29% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Grand Haven cost questions

How much are HOA fees in Grand Haven?

Homes in Grand Haven (Palm Coast) pay a median $175 a year in HOA dues, about $15 a month, based on 38 listings. Half fall between $175 and $254.

Does Grand Haven have a CDD?

Yes, most homes. 97% of the 39 listings with a known CDD status report one, and 38 gave an amount: a median $3,152 a year (range $3,152 to $3,743). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Grand Haven, before the mortgage?

HOA, CDD and property tax come to about $904 a month at the medians (property tax median $7,517 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Grand Haven from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 40 addressesin subdivisions matching “GRAND HAVEN”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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