Costs of owning

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Island Estates HOA fees

Palm Coast, Flagler County · 32137

Homes in Island Estates (Palm Coast) pay a median $3,240 a year in HOA dues, about $270 a month, based on 5 listings. Half fall between $3,240 and $3,240.

HOA, median
$3,240/yr
About $270 a month
CDD, median
Not enough data
Property tax, median
$17,852/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,758
HOA + tax at the medians

What the dues cover

  • Guard - 24 Hour40% of listings
  • Common Area Taxes40% of listings
  • Maintenance Grounds20% of listings
  • Escrow Reserves Fund20% of listings
  • Private Road20% of listings
  • Security20% of listings

Amenities listed: Gated, Security, Clubhouse, Fitness Center, Park, Pickleball Court(s).

100% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Live inventory

For sale in Island Estates right now

2 active listings

113 Island Estates Pkwy
Active
House for sale
$2,200,000
4 bed5 bath4,333 sqft1.03 acre lot
113 Island Estates Pkwy
Palm Coast, FL, 32137
Brokered by RE/MAX SELECT PROFESSIONALS
153 Island Estates Pkwy
ActivePrice reduced
Lot / Land for sale
$549,900
$15k
0 bath0.95 acre lot
153 Island Estates Pkwy
Palm Coast, FL, 32137
Brokered by REALTY EXCHANGE, LLC
See all 2 Island Estates homes

Island Estates cost questions

How much are HOA fees in Island Estates?

Homes in Island Estates (Palm Coast) pay a median $3,240 a year in HOA dues, about $270 a month, based on 5 listings. Half fall between $3,240 and $3,240.

Does Island Estates have a CDD?

80% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Island Estates, before the mortgage?

HOA and property tax come to about $1,758 a month at the medians (property tax median $17,852 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Island Estates from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “ISLAND ESTATES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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