Costs of owning

What it really costs to own in Florida.

Lakeshore at Narcoossee HOA fees

St Cloud, Osceola County · 34771

Homes in Lakeshore at Narcoossee (St Cloud) pay a median $3,474 a year in HOA dues, about $290 a month, based on 13 listings. Half fall between $1,956 and $3,474. None of the listings we reviewed report a CDD.

HOA, median
$3,474/yr
About $290 a month
CDD, median
None reported
Property tax, median
$4,457/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$661
HOA + tax at the medians

HOA by home type

Single-family homes$1,956/yr5 listings
Townhomes and villas$3,474/yr8 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool77% of listings
  • Maintenance Grounds54% of listings
  • Maintenance Structure46% of listings
  • Recreational Facilities38% of listings
  • Private Road23% of listings

Amenities listed: Gated, Clubhouse, Playground, Pool, Basketball Court, Fitness Center.

Live inventory

For sale in Lakeshore at Narcoossee right now

4 active listings

2819 Mead Ave
ActivePrice reduced
House for sale
$629,900
$20k
4 bed4 bath4,391 sqft0.14 acre lot
2819 Mead Ave
St Cloud, FL, 34771
Brokered by RE/MAX TOWN & COUNTRY REALTY
5054 Superior Place
ActivePrice reduced
House for sale
$669,900
$20k
4 bed3 bath4,000 sqft0.14 acre lot
5054 Superior Place
St Cloud, FL, 34771
Brokered by STELLAR NON-MEMBER OFFICE
5044 Walker St
ActivePrice reduced
Townhouse for sale
$295,000
$5k
2 bed3 bath1,464 sqft0.05 acre lot
5044 Walker St
St Cloud, FL, 34771
Brokered by BLOOM HOME GROUP REALTY LLC
5010 Caspian St
ActivePrice reduced
Townhouse for sale
$323,900
$1k
2 bed3 bath1,617 sqft0.06 acre lot
5010 Caspian St
St Cloud, FL, 34771
Brokered by LPT REALTY, LLC
See all 4 Lakeshore at Narcoossee homes

Lakeshore at Narcoossee cost questions

How much are HOA fees in Lakeshore at Narcoossee?

Homes in Lakeshore at Narcoossee (St Cloud) pay a median $3,474 a year in HOA dues, about $290 a month, based on 13 listings. Half fall between $1,956 and $3,474.

Does Lakeshore at Narcoossee have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Lakeshore at Narcoossee, before the mortgage?

HOA and property tax come to about $661 a month at the medians (property tax median $4,457 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Lakeshore at Narcoossee from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 13 addressesin subdivisions matching “LAKESHORE AT NARCOOSSEE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Compare nearby communities

Own in Lakeshore at Narcoossee?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.

Book a callCall now