What it really costs to own in Florida.
Hammock Pointe HOA fees
St Cloud, Osceola County · 34771
Homes in Hammock Pointe (St Cloud) pay a median $524 a year in HOA dues, about $44 a month, based on 9 listings. Half fall between $500 and $1,020.
What the dues cover
- Water22% of listings
Live inventory
For sale in Hammock Pointe right now
6 active listings
Hammock Pointe cost questions
How much are HOA fees in Hammock Pointe?
Homes in Hammock Pointe (St Cloud) pay a median $524 a year in HOA dues, about $44 a month, based on 9 listings. Half fall between $500 and $1,020.
Does Hammock Pointe have a CDD?
11% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Hammock Pointe, before the mortgage?
HOA and property tax come to about $632 a month at the medians (property tax median $7,062 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Hammock Pointe from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “HAMMOCK POINTE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Majestic OaksSt Cloud · HOA $992/yr
- Lakeshore at NarcoosseeSt Cloud · HOA $3,474/yr
- Fells CoveKissimmee · HOA $640/yr
- Split Oak EstatesSt Cloud · HOA $1,308/yr
- BridgewalkSt Cloud · HOA $1,980/yr · CDD $2,545/yr
- Springhead LakesSt Cloud · HOA $1,848/yr · CDD $2,290/yr
- Split Oak ReserveSt Cloud · HOA $1,380/yr
- SuncrestSt Cloud · HOA $1,044/yr
- Sunset GrovesSt Cloud · HOA $1,240/yr
- North PointKissimmee · HOA $1,328/yr
- Creekside at Boggy CreekKissimmee · HOA $1,480/yr
- Brack RanchSt Cloud · HOA $1,114/yr
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