Costs of owning

What it really costs to own in Florida.

Palm Island HOA fees

Placida, Charlotte County · 33946

Homes in Palm Island (Placida) pay a median $44,544 a year in condo association dues, about $3,712 a month, based on 9 listings. Half fall between $44,544 and $46,596. None of the listings we reviewed report a CDD.

HOA, median
$44,544/yr
About $3,712 a month
CDD, median
None reported
Property tax, median
$9,089/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$4,469
HOA + tax at the medians

What the dues cover

  • Guard - 24 Hour89% of listings
  • Maintenance Structure89% of listings
  • Maintenance Grounds89% of listings
  • Pool78% of listings
  • Trash67% of listings
  • Management44% of listings

Live inventory

For sale in Palm Island right now

42 active listings

63 Palm Dr
Active
House for sale
$2,495,000
4 bed4 bath3,294 sqft0.23 acre lot
63 Palm Dr
Placida, FL, 33946
Brokered by GENEROUS PROPERTY
61 Palm Dr
Active
Lot / Land for sale
$350,000
0 bath0.23 acre lot
61 Palm Dr
Placida, FL, 33946
Brokered by GENEROUS PROPERTY
310 Kettle Harbor Dr
Active
House for sale
$950,000
2 bed2 bath1,120 sqft0.25 acre lot
310 Kettle Harbor Dr
Placida, FL, 33946
Brokered by MICHAEL SAUNDERS & COMPANY
7494 Placida Rd #2222
Active
Condo for sale
$625,000
3 bed3 bath1,750 sqft
7494 Placida Rd #2222
Placida, FL, 33946
Brokered by PALM ISLAND PROPERTIES INC
7500 Placida Rd #2124
ActivePrice reduced
Condo for sale
$580,000
$40k
3 bed3 bath1,568 sqft
7500 Placida Rd #2124
Placida, FL, 33946
Brokered by JOSEPH WALTER REALTY LLC
141 Gasparilla Way
ActivePrice reduced
House for sale
$698,000
$27k
3 bed2 bath1,536 sqft0.29 acre lot
141 Gasparilla Way
Placida, FL, 33946
Brokered by COMPASS FLORIDA LLC
97 Kettle Harbor Dr
Active
House for sale
$1,295,000
2 bed2 bath1,264 sqft0.42 acre lot
97 Kettle Harbor Dr
Placida, FL, 33946
Brokered by PARADISE EXCLUSIVE REAL ESTATE
550 N Gulf Blvd
Active
House for sale
$1,749,000
3 bed2 bath2,517 sqft0.44 acre lot
550 N Gulf Blvd
Placida, FL, 33946
Brokered by COLDWELL BANKER REALTY
See all 42 Palm Island homes

Palm Island cost questions

How much are HOA fees in Palm Island?

Homes in Palm Island (Placida) pay a median $44,544 a year in condo association dues, about $3,712 a month, based on 9 listings. Half fall between $44,544 and $46,596.

Does Palm Island have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Palm Island, before the mortgage?

HOA and property tax come to about $4,469 a month at the medians (property tax median $9,089 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Palm Island from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “PALM ISLAND”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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