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Overview

2 bd2 ba1,264 sqftSingle Family
TypeSingle Family
HOANone listed
Built2013
Lot18,396 sqft
Living area1,264 sqft
Price / sqft$1,025

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

97 Kettle Harbor Dr is a 2013-built home in Palm Island Estates, Placida. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,264 square feet of living space. Listed at $1,295,000 (about $1,025/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience the ultimate Don Pedro Island waterfront lifestyle in this beautifully updated Key West-style home, perfectly positioned on nearly a half-acre in one of Southwest Florida's most desirable barrier island communities. Offering 2 spacious primary suites, 2.5 baths, and exceptional indoor-outdoor living, this move-in ready island retreat is ideal as a full-time residence, vacation home, or income-producing rental. Inside, you'll find a bright coastal interior featuring wood-look tile flooring, high coffered ceilings, impact-rated windows and doors, plantation shutters, granite countertops throughout, stainless steel appliances, and quality finishes at every turn. An air-conditioned bonus room with a half bath provides flexible space for a home office, guest overflow, fitness room, or game room. Designed for entertaining, the outdoor living space is truly spectacular. Relax in the resort-style pool featuring a swim-up bar with seating for six, host unforgettable gatherings in the covered outdoor kitchen and grilling area, or unwind beneath the expansive 12' x 36' covered lounge with metal roofing, composite decking, and louvered privacy walls. Additional features include an outdoor shower, golf cart garage/workshop, covered boat and vehicle parking. Boaters will love the shared dock and private boat ramp on Kettle Harbor, providing direct, no-bridge access to the Intracoastal Waterway and the Gulf of America. Spend your days fishing, boating, shelling, or exploring nearby Palm Island, Boca Grande, Stump Pass, and the pristine Gulf beaches, then return home to breathtaking sunset views over Kettle Harbor.

The essentials

Built
2013
Price / sqft
$1,025
On market
84 days
Annual tax
$16,764
Flood zone
AE
Lot
18,396 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Waterfront
Bay/Harbor
Private pool
Heated
0.42 acres
Lot size
1,264 sqft
Living area

Payment

Est. monthly payment
$8,799/mo
Down payment (20%)
$259,000
Property taxes
$1,397/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
18,396 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Covered, Driveway, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Basement, Workshop in Garage
Pool
Deck, Gunite, Heated, Outside Bath Access
Waterfront
Bay/Harbor
Days on Market
84
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Entrance
Private Yard
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$16,764
Parcel #
412033183001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Island Estates
County
Charlotte
MLS Area
33946 - Placida
Lot Size
18,396 sqft
FloodZoneIn CountyIrregular LotOversized LotPrivate

Price history

Date
Event
Price
7/17/2026
Listed for sale
Source: Stellar MLS #D6148113
$1,295,000
$1,025/sqft

Neighborhood

97 Kettle Harbor Dr
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,295,000
$1.21M – $1.29M
93.1% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 33946 landed at this number or higher (51%). The median one sat 81 days before it went under contract, and this one is on day 84.

Sample: 156 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,798/mo
Principal & interest$6,754
Property taxes$1,397
Insurance$648
Down payment20% · $259,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,295,000

$1,025 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,264 sq ft

Time on market

84 days

Year built

2013

Monthly payment

About $8,799/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,764 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPARADISE EXCLUSIVE REAL ESTATEListing agent: Courtney DeFilippisListing data from Stellar MLS, MLS# D6148113.

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