7121 Rum Bay Dr, photo 1
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Overview

3 bd2 ba2,064 sqftSingle Family
TypeSingle Family
HOA$1,150/qtr
Built2017
Lot14,160 sqft
Living area2,064 sqft
Price / sqft$668

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

7121 Rum Bay Dr is a 2017-built home in Island Harbor Bch Club Sec 01, Placida. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,064 square feet of living space. Listed at $1,379,000 (about $668/sqft), 288 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,150 quarterly.

From the listing

AMAZINGLY LOW ASSUMABLE MORTGAGE AVAILABLE FOR QUALIFIED BUYERS! 3BR • 2BA • 2017 Custom Home • Palm Island Resort Beautifully crafted 2017 custom home in the gated, golf-cart community of Palm Island Resort in Placida, FL. Features include soaring ceilings, crown moldings, custom cabinetry, tiger-wood flooring, and abundant natural light. Home is in pristine, move-in condition with hurricane-rated doors and windows. The open floor plan flows to a 12' x 55' screened lanai overlooking a large backyard and Knights Bay. Gourmet kitchen includes a 48" Sub-Zero refrigerator, Conestoga cabinetry, granite counters, induction oven, and custom bar. Bedrooms feature plantation shutters and oversized closets; the primary suite offers a large walk-in closet, luxury bath, and French doors to the lanai. Additional amenities: indoor enclosed elevator, spacious laundry room, golf-cart garage with storage, and outdoor rinse shower. Walking distance to tennis & pickleball courts, pool, clubhouse, and fitness center, plus deeded access to two miles of private beach.

The essentials

Built
2017
Price / sqft
$668
On market
308 days
Annual tax
$10,859
HOA
$1,150/qtr
Flood zone
AE
Lot
14,160 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Waterfront
Bay/Harbor
Community pool
Shared amenity
0.33 acres
Lot size
2,064 sqft
Living area

Payment

Est. monthly payment
$9,170/mo
Down payment (20%)
$275,800
Property taxes
$905/mo
HOA
$1,150/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
14,160 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan
Parking
-
Waterfront
Bay/Harbor
Days on Market
308
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Outdoor Shower
Rain Gutters
Deed Restrictions
Pool
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$10,859
Parcel #
412020352007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Harbor Bch Club Sec 01
County
Charlotte
MLS Area
33946 - Placida
Lot Size
14,160 sqft
In CountyOversized Lot
HOA
$1,150/qtr
Olaf Leante

Price history

Date
Event
Price
12/5/2025
Listed for sale
Source: Stellar MLS #D6145061
$1,379,000
$668/sqft

Neighborhood

7121 Rum Bay Dr
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,379,000
$1.28M – $1.38M
93.1% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 33946 landed at this number or higher (50%). The median one sat 81 days before it went under contract, and this one is on day 308.

Sample: 155 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,170/mo
Principal & interest$7,192
Property taxes$905
Insurance$690
HOA$383
Down payment20% · $275,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,379,000

$668 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,064 sq ft

Time on market

308 days

Year built

2017

Monthly payment

About $9,170/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,859 annual tax bill, insurance, and the $1,150/qtr HOA fee.

HOA fee

$1,150/qtr

Managed by Olaf Leante.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Kevin MackinListing data from Stellar MLS, MLS# D6145061.

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