285 Spaniards Rd, photo 1
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Overview

3 bd3 ba3,010 sqft2 car garageSingle Family
TypeSingle Family
HOA$455/yr
Built1994
Lot33,144 sqft
Living area3,010 sqft
Price / sqft$482
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorThermostatWalk-in Closet(s)

285 Spaniards Rd is a 1994-built home in Cape Haze, Placida. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,010 square feet of living space. Listed at $1,449,899 (about $482/sqft), 484 days on market. Flood zone 8AE - confirm flood insurance requirements with your lender. HOA runs $455 annually.

From the listing

Nestled in the highly sought-after waterfront community of Cape Haze, this spacious 3-bedroom, 3-bathroom home with a dedicated office/den offers the perfect blend of comfort, space, and coastal charm. Situated on an oversized 0.76-acre lot along a deep-water, sailboat-accessible canal, this exceptional property delivers direct access to the Intracoastal Waterway and the Gulf of Mexico with no fixed bridges, making it a dream destination for boating enthusiasts and anglers alike. Imagine stepping out your back door and cruising through the sparkling waterways of Southwest Florida, spending the day fishing in the Gulf, island hopping to Boca Grande, or enjoying sunset cruises right from your own backyard. With quick and convenient access to open water, this home offers the ultimate Florida boating lifestyle. A circular driveway and grand entrance create an impressive first impression, welcoming you into the home’s spacious and elegant layout. Inside, you’ll find a sprawling custom floor plan with open living and dining areas designed for effortless entertaining. The spacious kitchen is ready for your personal touch, while large windows throughout the home showcase beautiful water views and fill the interior with natural light. The versatile office/den offers the perfect space for working from home, a media room, or a quiet reading retreat. Step outside to your private waterfront oasis, where a heated saltwater pool and spa sit beneath a panoramic screen enclosure overlooking the tranquil canal. The expansive covered lanai is ideal for outdoor dining, relaxing in the shade, or enjoying peaceful mornings watching boats glide by. The oversized lot features low-maintenance shell landscaping and mature tropical plantings, creating a serene coastal setting with exceptional privacy. Located just minutes from the white-sand beaches of Boca Grande and Englewood, and close to shopping, dining, marinas, and world-class fishing, this home is perfectly positioned to enjoy the very best of the Florida lifestyle. Whether you’re entertaining guests, unwinding poolside, heading offshore for a day on the water, or exploring the Intracoastal by boat, this property captures the true essence of luxury waterfront living. Bring your vision and make this waterfront gem your own — a rare opportunity in one of Southwest Florida’s most desirable boating communities.

The essentials

Built
1994
Price / sqft
$482
On market
485 days
Annual tax
$9,199
HOA
$455/yr
Flood zone
8AE
Lot
33,144 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Circular Driveway
0.76 acres
Lot size

Payment

Est. monthly payment
$9,091/mo
Down payment (20%)
$289,980
Property taxes
$767/mo
HOA
$455/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
33,144 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Driveway, Garage Door Opener, Ground Level, Oversized
Pool
Deck, Gunite, Heated, In Ground, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
485
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Rain Gutters
Association Recreation - Owned
Clubhouse
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone 8AE
Annual Tax (2024)
$9,199
Parcel #
422003280010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Haze
County
Charlotte
MLS Area
33946 - Placida
Lot Size
33,144 sqft
Flood Insurance RequiredFloodZoneIn CountyLandscapedLevelNear MarinaOversized LotPaved
HOA
$455/yr

Price history

Date
Event
Price
5/18/2026
Price change
Source: Stellar MLS #D6142690
$1,449,899-3.3%
$482/sqft
-
Price change
Source: Stellar MLS #D6142690
$1,499,899-14.2%
$498/sqft
6/11/2025
Listed for sale
Source: Stellar MLS #D6142690
$1,749,000
$581/sqft

Neighborhood

285 Spaniards Rd
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,449,899
$1.35M – $1.45M
93.1% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 33946 landed at this number or higher (51%). The median one sat 81 days before it went under contract, and this one is on day 485 after a $299,101 cut.

Sample: 156 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,091/mo
Principal & interest$7,562
Property taxes$767
Insurance$725
HOA$38
Down payment20% · $289,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,449,899

$482 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,010 sq ft

Time on market

485 days

Year built

1994

Monthly payment

About $9,091/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,199 annual tax bill, insurance, and the $455/yr HOA fee.

HOA fee

$455/yr

Flood zone

Zone 8AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPARADISE EXCLUSIVE INCListing agent: Chris LeeListing data from Stellar MLS, MLS# D6142690.

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