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Pine Grove Reserve HOA fees
St Cloud, Osceola County · 34771, 34772
Homes in Pine Grove Reserve (St Cloud) pay a median $1,440 a year in HOA dues, about $120 a month, based on 16 listings. Half fall between $1,440 and $1,848. None of the listings we reviewed report a CDD.
What the dues cover
- Maintenance Grounds56% of listings
- Pool50% of listings
Amenities listed: Trail(s), Pool, Playground, Clubhouse.
Live inventory
For sale in Pine Grove Reserve right now
8 active listings
Pine Grove Reserve cost questions
How much are HOA fees in Pine Grove Reserve?
Homes in Pine Grove Reserve (St Cloud) pay a median $1,440 a year in HOA dues, about $120 a month, based on 16 listings. Half fall between $1,440 and $1,848.
Does Pine Grove Reserve have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Pine Grove Reserve, before the mortgage?
HOA and property tax come to about $483 a month at the medians (property tax median $4,350 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Pine Grove Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 16 addressesin subdivisions matching “PINE GROVE RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Amelia GrovesSt Cloud · HOA $1,560/yr
- Trinity PlaceSt Cloud · HOA $840/yr · CDD $1,886/yr
- Estates of WesterlySt Cloud · HOA $928/yr
- Gardens at Lancaster ParkSt Cloud · HOA $1,280/yr
- Lancaster Park EastSt Cloud · HOA $1,040/yr
- Sola VistaSt Cloud · HOA $1,524/yr
- Center Lake on the ParkSt Cloud · HOA $768/yr · CDD $1,660/yr
- Lakeside at SatillaSt Cloud · HOA $1,320/yr · CDD $2,376/yr
- SunbrookeSt Cloud · HOA $936/yr
- Esplanade at Center Lake RanchSt Cloud · HOA $4,916/yr · CDD $2,597/yr
- Live Oak LakeSt Cloud · HOA $1,284/yr
- SummerlySt Cloud · HOA $992/yr
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