Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PINE GROVE RESERVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$120/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
6074 River Farm Ave is a 2026-built home in Pine Grove Reserve, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,839 square feet of living space. Listed at $429,990 (about $234/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $360 quarterly.
Virtually Staged. Under Construction. ***GRAND OPENING OCTOBER 3rd!*** Discover the Juniper A on Lot 91 at 6074 River Farm Avenue in Pine Grove Reserve. Designed for effortless MAIN LEVEL LIVING, this inviting home features an OPEN FLOOR PLAN connecting the kitchen, dining and living areas. A spacious KITCHEN ISLAND creates a welcoming hub for meals and conversation, while the LANAI extends everyday living outdoors. Enjoy the St. Cloud lifestyle near US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground. Spend your days relaxing, connecting and enjoying everything this vibrant new-home community offers. Similar-home photos shown; colors, options and finishes may vary. Grand opening opportunities are limited—ask about current incentives! Schedule your tour today and make the Juniper A your new home
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$429,990
$234 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,839 sq ft
Time on market
17 days
Year built
2026
Monthly payment
About $2,936/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,300 annual tax bill, insurance, and the $360/qtr HOA fee.
HOA fee
$360/qtr
Managed by EXTREME MANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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