What it really costs to own in Florida.
Preserve at Turtle Creek HOA fees
St Cloud, Osceola County · 34771
Homes in Preserve at Turtle Creek (St Cloud) pay a median $956 a year in HOA dues, about $80 a month, based on 5 listings. Half fall between $924 and $956. None of the listings we reviewed report a CDD.
What the dues cover
- Pool40% of listings
- Common Area Taxes20% of listings
- Maintenance Grounds20% of listings
- Security20% of listings
- Trash20% of listings
Amenities listed: Playground, Pool, Clubhouse, Park.
Live inventory
For sale in Preserve at Turtle Creek right now
4 active listings
Preserve at Turtle Creek cost questions
How much are HOA fees in Preserve at Turtle Creek?
Homes in Preserve at Turtle Creek (St Cloud) pay a median $956 a year in HOA dues, about $80 a month, based on 5 listings. Half fall between $924 and $956.
Does Preserve at Turtle Creek have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Preserve at Turtle Creek, before the mortgage?
HOA and property tax come to about $414 a month at the medians (property tax median $4,017 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Preserve at Turtle Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “PRESERVE AT TURTLE CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Turtle CreekSt Cloud · HOA $1,116/yr
- Ashton ParkSt Cloud · HOA $300/yr
- Oaktree Pointe VillasSt Cloud · HOA $1,500/yr
- Lakeside at SatillaSt Cloud · HOA $1,320/yr · CDD $2,376/yr
- The Landing'S at Live OakSt Cloud · HOA $1,380/yr
- Lancaster Park EastSt Cloud · HOA $1,040/yr
- Center Lake on the ParkSt Cloud · HOA $768/yr · CDD $1,660/yr
- Live Oak LakeSt Cloud · HOA $1,284/yr
- Sola VistaSt Cloud · HOA $1,524/yr
- Gardens at Lancaster ParkSt Cloud · HOA $1,280/yr
- The Waters at Center Lake RanchSt Cloud · HOA $1,007/yr · CDD $2,597/yr
- Northwest Lakeside GrovesSt Cloud · HOA $5,424/yr · CDD $1,353/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.