What it really costs to own in Florida.
The Landing'S at Live Oak HOA fees
St Cloud, Osceola County · 34771
Homes in The Landing'S at Live Oak (St Cloud) pay a median $1,380 a year in HOA dues, about $115 a month, based on 18 listings. Half fall between $1,380 and $1,380. None of the listings we reviewed report a CDD.
What the dues cover
- Cable TV100% of listings
- Pool100% of listings
- Internet100% of listings
- Recreational Facilities100% of listings
- Trash100% of listings
- Management89% of listings
Amenities listed: Playground, Pool, Recreation Facilities, Trail(s), Cable TV.
Live inventory
For sale in The Landing'S at Live Oak right now
5 active listings





The Landing'S at Live Oak cost questions
How much are HOA fees in The Landing'S at Live Oak?
Homes in The Landing'S at Live Oak (St Cloud) pay a median $1,380 a year in HOA dues, about $115 a month, based on 18 listings. Half fall between $1,380 and $1,380.
Does The Landing'S at Live Oak have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in The Landing'S at Live Oak, before the mortgage?
HOA and property tax come to about $187 a month at the medians (property tax median $859 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in The Landing'S at Live Oak from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 18 addressesin subdivisions matching “THE LANDING'S AT LIVE OAK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Live Oak LakeSt Cloud · HOA $1,284/yr
- Sola VistaSt Cloud · HOA $1,524/yr
- Ashton ParkSt Cloud · HOA $300/yr
- Lakeside at SatillaSt Cloud · HOA $1,320/yr · CDD $2,376/yr
- Northwest Lakeside GrovesSt Cloud · HOA $5,424/yr · CDD $1,353/yr
- Oaktree Pointe VillasSt Cloud · HOA $1,500/yr
- Preserve at Turtle CreekSt Cloud · HOA $956/yr
- Lancaster Park EastSt Cloud · HOA $1,040/yr
- Gardens at Lancaster ParkSt Cloud · HOA $1,280/yr
- Turtle CreekSt Cloud · HOA $1,116/yr
- Twin LakesSt Cloud · HOA $3,720/yr · CDD $1,565/yr
- Del Webb Twin LakesSt Cloud · HOA $4,224/yr · CDD $1,354/yr
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