What it really costs to own in Florida.
Punta Gorda Isles HOA fees
Punta Gorda, Charlotte County · 33950, 33983, 33955
Homes in Punta Gorda Isles (Punta Gorda) pay a median $210 a year in HOA dues, about $18 a month, based on 280 listings. Half fall between $205 and $250. None of the listings we reviewed report a CDD.
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Punta Gorda Isles cost questions
How much are HOA fees in Punta Gorda Isles?
Homes in Punta Gorda Isles (Punta Gorda) pay a median $210 a year in HOA dues, about $18 a month, based on 280 listings. Half fall between $205 and $250.
Does Punta Gorda Isles have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Punta Gorda Isles, before the mortgage?
HOA and property tax come to about $462 a month at the medians (property tax median $5,328 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Punta Gorda Isles from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 507 addressesin subdivisions matching “PUNTA GORDA ISLES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Fountain CourtPunta Gorda · HOA $8,520/yr
- Waterford EstatesPunta Gorda · HOA $1,476/yr · CDD $1,200/yr
- Rio Villa LakesPunta Gorda · HOA $3,260/yr
- Windmill VillagePunta Gorda · HOA $3,132/yr
- Banyan PointPunta Gorda · HOA $10,140/yr
- Harbor WalkPunta Gorda · HOA $10,800/yr
- Sea CovePunta Gorda · HOA $2,276/yr · CDD $2,169/yr
- SeahavenPunta Gorda · HOA $10,084/yr
- SeagrassPunta Gorda · HOA $1,830/yr · CDD $3,099/yr
- Emerald PointePunta Gorda · HOA $9,480/yr
- Parkhill EstatesPunta Gorda · HOA $2,520/yr
- River Haven Mob Hme ParkPunta Gorda · HOA $3,000/yr
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