What it really costs to own in Florida.
Emerald Pointe HOA fees
Punta Gorda, Charlotte County · 33950
Homes in Emerald Pointe (Punta Gorda) pay a median $9,480 a year in condo association dues, about $790 a month, based on 10 listings. Half fall between $9,360 and $9,600. None of the listings we reviewed report a CDD.
What the dues cover
- Pool100% of listings
- Maintenance Structure100% of listings
- Maintenance Grounds100% of listings
- Pest Control100% of listings
- Trash100% of listings
- Water100% of listings
Amenities listed: Elevators, Fitness Center, Gated, Tennis Court(s), Pool, Storage.
Live inventory
For sale in Emerald Pointe right now
14 active listings
Emerald Pointe cost questions
How much are HOA fees in Emerald Pointe?
Homes in Emerald Pointe (Punta Gorda) pay a median $9,480 a year in condo association dues, about $790 a month, based on 10 listings. Half fall between $9,360 and $9,600.
Does Emerald Pointe have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Emerald Pointe, before the mortgage?
HOA and property tax come to about $927 a month at the medians (property tax median $1,647 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Emerald Pointe from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “EMERALD POINTE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Harbor WalkPunta Gorda · HOA $10,800/yr
- Waterford EstatesPunta Gorda · HOA $1,476/yr · CDD $1,200/yr
- River Forest MhpPunta Gorda · HOA $3,000/yr
- Mary Lu MhpPunta Gorda · HOA $3,000/yr
- Rolls LandingPunta Gorda · HOA $14,124/yr
- Tala LakesPunta Gorda · HOA $4,320/yr
- Banyan PointPunta Gorda · HOA $10,140/yr
- Punta Gorda IslesPunta Gorda · HOA $210/yr
- Fountain CourtPunta Gorda · HOA $8,520/yr
- River ClubPunta Gorda · HOA $4,776/yr
- Lakes EdgePunta Gorda · HOA $3,638/yr
- Calusa CreekPunta Gorda · HOA $1,668/yr
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