Costs of owning

What it really costs to own in Florida.

River Club HOA fees

Punta Gorda, Charlotte County · 33980

Homes in River Club (Punta Gorda) pay a median $4,776 a year in HOA dues, about $398 a month, based on 20 listings. Half fall between $4,776 and $4,776. None of the listings we reviewed report a CDD.

HOA, median
$4,776/yr
About $398 a month
CDD, median
None reported
Property tax, median
$4,060/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$736
HOA + tax at the medians

What the dues cover

  • Maintenance Grounds85% of listings
  • Cable TV80% of listings
  • Pool75% of listings
  • Management55% of listings
  • Recreational Facilities45% of listings
  • Internet45% of listings

Amenities listed: Gated, Pool, Fitness Center, Playground, Maintenance, Clubhouse.

Live inventory

For sale in River Club right now

7 active listings

4107 Manatee Ln
Active
House for sale
$324,999
4 bed2 bath1,791 sqft0.17 acre lot
4107 Manatee Ln
Punta Gorda, FL, 33980
Brokered by RE/MAX ALLIANCE GROUP
530 Woodstork Ln
ActivePrice reduced
Lot / Land for sale
$114,900
$10k
0 bath1.02 acre lot
530 Woodstork Ln
Punta Gorda, FL, 33982
Brokered by RE/MAX PALM REALTY
24311 Riverfront Dr
ActivePrice reduced
House for sale
$550,000
$13k
3 bed3 bath2,719 sqft0.18 acre lot
24311 Riverfront Dr
Punta Gorda, FL, 33980
Brokered by RE/MAX HARBOR REALTY
4195 Manatee Ln
ActivePrice reduced
House for sale
$319,000
$6k
4 bed2 bath1,791 sqft0.29 acre lot
4195 Manatee Ln
Punta Gorda, FL, 33980
Brokered by KW PEACE RIVER PARTNERS
4284 River Bank Way
ActivePrice reduced
House for sale
$350,000
$55k
3 bed2 bath2,354 sqft0.17 acre lot
4284 River Bank Way
Punta Gorda, FL, 33980
Brokered by COLDWELL BANKER REALTY
520 Woodstork Ln
ActiveNew constructionPrice reduced
House for sale
$810,000
$89k
4 bed4 bath2,492 sqft1.02 acre lot
520 Woodstork Ln
Punta Gorda, FL, 33982
Brokered by DALTON WADE INC
24176 Riverfront Dr
ActivePrice reduced
House for sale
$309,000
$40k
3 bed2 bath1,821 sqft0.18 acre lot
24176 Riverfront Dr
Punta Gorda, FL, 33980
Brokered by RE/MAX PALM REALTY
See all 7 River Club homes

River Club cost questions

How much are HOA fees in River Club?

Homes in River Club (Punta Gorda) pay a median $4,776 a year in HOA dues, about $398 a month, based on 20 listings. Half fall between $4,776 and $4,776.

Does River Club have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in River Club, before the mortgage?

HOA and property tax come to about $736 a month at the medians (property tax median $4,060 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in River Club from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 20 addressesin subdivisions matching “RIVER CLUB”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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