What it really costs to own in Florida.
Rio Villa Lakes HOA fees
Punta Gorda, Charlotte County · 33950
Homes in Rio Villa Lakes (Punta Gorda) pay a median $3,260 a year in HOA dues, about $272 a month, based on 9 listings. Half fall between $3,260 and $3,264. None of the listings we reviewed report a CDD.
What the dues cover
- Maintenance Grounds78% of listings
- Pool78% of listings
- Common Area Taxes44% of listings
- Recreational Facilities44% of listings
- Escrow Reserves Fund33% of listings
- Private Road22% of listings
Amenities listed: Gated, Clubhouse, Pool, Pickleball Court(s), Tennis Court(s).
Live inventory
For sale in Rio Villa Lakes right now
6 active listings
Rio Villa Lakes cost questions
How much are HOA fees in Rio Villa Lakes?
Homes in Rio Villa Lakes (Punta Gorda) pay a median $3,260 a year in HOA dues, about $272 a month, based on 9 listings. Half fall between $3,260 and $3,264.
Does Rio Villa Lakes have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Rio Villa Lakes, before the mortgage?
HOA and property tax come to about $640 a month at the medians (property tax median $4,417 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Rio Villa Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “RIO VILLA LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Windmill VillagePunta Gorda · HOA $3,132/yr
- Punta Gorda IslesPunta Gorda · HOA $210/yr
- Fountain CourtPunta Gorda · HOA $8,520/yr
- Banyan PointPunta Gorda · HOA $10,140/yr
- Parkhill EstatesPunta Gorda · HOA $2,520/yr
- Waterford EstatesPunta Gorda · HOA $1,476/yr · CDD $1,200/yr
- Sea CovePunta Gorda · HOA $2,276/yr · CDD $2,169/yr
- River Haven Mob Hme ParkPunta Gorda · HOA $3,000/yr
- SeagrassPunta Gorda · HOA $1,830/yr · CDD $3,099/yr
- SeahavenPunta Gorda · HOA $10,084/yr
- Eagle Point MhpPunta Gorda · HOA $3,382/yr
- Harbor WalkPunta Gorda · HOA $10,800/yr
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