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Overview

3 bd2 ba2,070 sqft2 car garageSingle Family
TypeSingle Family
HOA$815/qtr
Built2005
Lot6,957 sqft
Living area2,070 sqft
Price / sqft$143
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatWindow TreatmentsClubhouseGated Community - No GuardPoolDishwasherDryer

8632 Lake Front CT is a 2005-built home in Rio Villa Lakes, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,070 square feet of living space. Listed at $294,999 (about $143/sqft), 266 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $815 quarterly.

From the listing

Welcome to your piece of paradise in the highly south after 55+ Gated community of Rio Vio Lakes with countless top destinations nearby including Fishermen’s Village, Downtown Punta Gorda, and the new Sun Seeker Resort. Upon arriving to your waterfront home you will notice great curb appeal, mature landscaping, a pavered driveway, and the gorgeous porch. Upon entering your you will be greeted with an open layout and then an oversized kitchen providing more than enough countertop and cabinet storage with a nearby interior laundry room as well! The living and dining room are well sized and there is also a massive bonus room that was converted to be fully under air giving you unlimited possibilities to utilize as you wish! The master suite is large enough to accommodate a king bedroom set with room to spare and has a tile wall walk in shower, his & her sinks, a garden soaking tub, and a very large walk-in closet! The second & third bedrooms are larger than most, with tall ceilings and large closets like the rest of the home! There is also an oversized garage and a lanai that overlooks the pond! Key highlights of this property include NEW ROOF 2019, NEW AC 2021, Subpanel for generator hookup, new luxury vinyl flooring and more!!! This property has been well cared for and is priced well. Contact your agent today for a private showing before the opportunity to purchase your next home is gone!

The essentials

Built
2005
Price / sqft
$143
On market
266 days
Annual tax
$4,417
HOA
$815/qtr
Flood zone
AE
Lot
6,957 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Pond
Community pool
Shared amenity
2 car garage
6,957 sqft lot
Lot size

Payment

Est. monthly payment
$2,326/mo
Down payment (20%)
$59,000
Property taxes
$368/mo
HOA
$815/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
6,957 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Pond
Days on Market
266
Ceiling Fans(s)
Thermostat
Window Treatments
Clubhouse
Gated Community - No Guard
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,417
Parcel #
412318454007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rio Villa Lakes
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
6,957 sqft
HOA
$815/qtr
Precedent Hospitality

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #C7520434
$294,999-1.6%
$143/sqft
-
Price change
Source: Stellar MLS #C7520434
$299,900-3.3%
$145/sqft
1/17/2026
Listed for sale
Source: Stellar MLS #C7520434
$310,000
$150/sqft

Neighborhood

8632 Lake Front CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $294,999
$285,000 – $294,999
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 274 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 266 after a $15,001 cut.

Sample: 274 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,326/mo
Principal & interest$1,539
Property taxes$368
Insurance$147
HOA$272
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,999

$143 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,070 sq ft

Time on market

266 days

Year built

2005

Monthly payment

About $2,326/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,417 annual tax bill, insurance, and the $815/qtr HOA fee.

HOA fee

$815/qtr

Managed by Precedent Hospitality.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRE/MAX PALM REALTYListing agent: Jesse DeMelloListing data from Stellar MLS, MLS# C7520434.

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