Costs of owning

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Tavares Royal Harbor HOA fees

Tavares, Lake County · 32778

Homes in Tavares Royal Harbor (Tavares) pay a median $2,784 a year in HOA dues, about $232 a month, based on 12 listings. Half fall between $2,736 and $2,784. None of the listings we reviewed report a CDD.

HOA, median
$2,784/yr
About $232 a month
CDD, median
None reported
Property tax, median
$4,283/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$589
HOA + tax at the medians

What the dues cover

  • Pool58% of listings
  • Cable TV42% of listings
  • Recreational Facilities33% of listings
  • Maintenance Grounds33% of listings
  • Private Road25% of listings

Amenities listed: Clubhouse, Gated, Tennis Court(s), Pool, Fitness Center, Shuffleboard Court.

Live inventory

For sale in Tavares Royal Harbor right now

7 active listings

3300 Saratoga Dr
Active
House for sale
$357,950
2 bed2 bath1,387 sqft0.15 acre lot
3300 Saratoga Dr
Tavares, FL, 32778
Brokered by LPT REALTY, LLC
4925 Portsmouth St
ActivePrice reduced
House for sale
$285,000
$15k
3 bed2 bath1,469 sqft0.14 acre lot
4925 Portsmouth St
Tavares, FL, 32778
Brokered by EXP REALTY LLC
5090 Indian Ocean Loop
Active
House for sale
$399,000
3 bed2 bath2,035 sqft0.27 acre lot
5090 Indian Ocean Loop
Tavares, FL, 32778
Brokered by RE/MAX TITANIUM GROUP
6063 Armada St
ActivePrice reduced
House for sale
$290,000
$10k
3 bed2 bath1,471 sqft0.15 acre lot
6063 Armada St
Tavares, FL, 32778
Brokered by REALTY HUB
5154 Indian Ocean Loop
Active
House for sale
$375,000
3 bed2 bath2,095 sqft0.20 acre lot
5154 Indian Ocean Loop
Tavares, FL, 32778
Brokered by HARRISON REAL PROPERTY GROUP
3393 Baltic Sea Blvd
ActivePrice reduced
House for sale
$330,000
$40k
3 bed2 bath1,902 sqft0.23 acre lot
3393 Baltic Sea Blvd
Tavares, FL, 32778
Brokered by RE/MAX ADVANTAGE
4962 Rainbow Trout Rd
ActivePrice reduced
House for sale
$269,900
$25k
3 bed2 bath1,489 sqft0.16 acre lot
4962 Rainbow Trout Rd
Tavares, FL, 32778
Brokered by EXIT REALTY TRI-COUNTY
See all 7 Tavares Royal Harbor homes

Tavares Royal Harbor cost questions

How much are HOA fees in Tavares Royal Harbor?

Homes in Tavares Royal Harbor (Tavares) pay a median $2,784 a year in HOA dues, about $232 a month, based on 12 listings. Half fall between $2,736 and $2,784.

Does Tavares Royal Harbor have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Tavares Royal Harbor, before the mortgage?

HOA and property tax come to about $589 a month at the medians (property tax median $4,283 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Tavares Royal Harbor from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 12 addressesin subdivisions matching “TAVARES ROYAL HARBOR”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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