4416 123rd St CT W, photo 1
Active
1 / 27

Overview

2 bd1 ba844 sqftSingle Family
TypeSingle Family
HOANone listed
Built1938
Lot4,317 sqft
Living area844 sqft
Price / sqft$468

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoRange

4416 123rd St CT W is a 1938-built home in Cortez, Cortez. Inside you'll find 2 bedrooms, 1 bathrooms, and 844 square feet of living space. Listed at $395,000 (about $468/sqft), 247 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

COMMERCIAL POTENTIAL IN HISTORIC CORTEZ VILLAGE! Exceptional opportunity with rare GC zoning. This 0.1-acre lot features a vintage cottage in a highly visible, walkable coastal location. Property sits within Historic Antique and Coastal High Hazard overlays (Flood Zone AE). Compact lot size means future redevelopment, or commercial use must comply with FEMA guidelines, Manatee County historical design codes, and commercial parking/setback minimums. Sold AS-IS. Buyer to verify specific business use with Manatee County.

The essentials

Built
1938
Price / sqft
$468
On market
247 days
Annual tax
$4,651
Flood zone
AE
Lot
4,317 sqft
Type
Single Family Residence

At a glance

Single family
Built 1938
4,317 sqft lot
Lot size
844 sqft
Living area

Payment

Est. monthly payment
$2,645/mo
Down payment (20%)
$79,000
Property taxes
$388/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1938
Lot
4,317 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
247
Ninguno
Range
Flood Zone AE
Annual Tax (2024)
$4,651
Parcel #
7678000006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cortez
County
Manatee
MLS Area
34215 - Cortez
Lot Size
4,317 sqft

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #A4682069
$395,000-1.0%
$468/sqft
-
Price change
Source: Stellar MLS #A4682069
$399,000-16.0%
$473/sqft
2/12/2026
Listed for sale
Source: Stellar MLS #A4682069
$475,000
$563/sqft

Neighborhood

4416 123rd St CT W
Cortez, FL, 34215 · 34215 - Cortez

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$387,500 – $395,000
98% – 100% of listTops out right at the list price
80% of listList price
218 of the last 435 home closings in Manatee County landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 247 after a $80,000 cut.

Sample: 435 closed home sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,645/mo
Principal & interest$2,060
Property taxes$388
Insurance$198
Down payment20% · $79,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$468 per sq ft

Beds and baths

2 beds, 1 baths

Size

844 sq ft

Time on market

247 days

Year built

1938

Monthly payment

About $2,645/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,651 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMIKE NORMAN REALTY INC.Listing agent: Rochelle BowersListing data from Stellar MLS, MLS# A4682069.

Keep exploring Florida

Pick up where you left off, or see what else is out there.