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3504 38th St W, Bradenton, FL, 34205

$212/sqft·Cortez Villas Condo 4 Ph B

2 bd2 ba1,015 sqftCondominium
Listed by PREMIER SOTHEBY'S INTERNATIONAL REALTY· Last updated · MLS# A4687189

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Est. monthly payment
$1,489/mo
Down payment (20%)
$43,000
Property taxes
$261/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Condo
Built 1977
Community pool
Shared amenity
Assigned parking
1,015 sqft
Living area

About this home

Solid Surface CountersStone CountersThermostatSliding DoorsClubhouseCommunity MailboxPoolSidewalks

3504 38th St W is a 1977-built home in Cortez Villas Condo 4 Ph B, Bradenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,015 square feet of living space. Listed at $215,000 (about $212/sqft), 137 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to effortless coastal living in this beautifully updated corner-unit condominium in Cortez Villas, a desirable 55-plus community. Thoughtfully and completely renovated, this move-in-ready home features complete renovation with **new flooring, new impact windows, modern kitchen and baths, updated ceilings and newer appliances offering a clean, contemporary feel throughout. **Low HOA fees keep ownership simple, covering water, sewer, trash, cable, and internet. The dedicated laundry room with stylish barn door enhances functionality and design, while the split-bedroom floor plan provides ideal privacy for guests, seasonal use or potential leasing opportunities. Enjoy the convenience of two designated parking spaces and a prime location near the vibrant community clubhouse, where residents can take advantage of a heated outdoor pool, shuffleboard courts, billiards room, library, and full kitchen for social gatherings and activities. Ideal as a full-time residence or seasonal retreat, this home offers exceptional access to shopping, dining, major highways, international airports and the Gulf Coast's world-class beaches. Relaxed Florida living starts here, simply move in and enjoy.

The essentials

Built
1977
Price / sqft
$212
On market
174 days
Annual tax
$3,130
Flood zone
X · Low risk
Lot
56,012 sqft
Type
Condominium

Location

3504 38th St W
Bradenton, FL, 34205·34205 - Bradenton
Type
Condominium
Year Built
1977
Lot
56,012 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
174
Solid Surface Counters
Stone Counters
Thermostat
Sliding Doors
Clubhouse
Community Mailbox
Pool
Sidewalks
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X

Annual Tax (2025)

$3,130

Parcel #

5080101800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cortez Villas Condo 4 Ph B

County

Manatee

MLS Area

34205 - Bradenton

Lot Size

56,012 sqft

Corner LotPaved
Date
Event
Price
4/30/2026
Price change
Source: Stellar MLS #A4687189
$215,000-4.4%
$212/sqft
3/24/2026
Listed for sale
Source: Stellar MLS #A4687189
$225,000
$222/sqft
Est. monthly payment$1,490/mo
Principal & interest$1,121
Property taxes$261
Insurance$108
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $215,000
$207,500 – $215,000
96.8% – 100% of listTops out right at the list price
80% of listList price
17 of the last 33 condo closings in 34205 landed at this number or higher (52%). The median one sat 80 days before it went under contract, and this one is on day 174 after a $10,000 cut.

Sample: 33 closed condo sales in 34205 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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