409 North Point Rd #401, photo 1
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Overview

3 bd3 ba2,594 sqftCondominium
TypeCondominium
HOA + condo dues$2,367/mo
Built2004
Living area2,594 sqft
Price / sqft$216

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Split BedroomBalconyFitness CenterGolfPoolTennis Court(s)DishwasherDisposal

409 North Point Rd #401 is a 2004-built home in Meridian At The Oaks Preserve, Osprey. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,594 square feet of living space. Listed at $560,000 (about $216/sqft), 174 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,100 quarterly. Condo dues run $2,000 monthly.

From the listing

Nestled at treetop level, in Meridian behind the gates of The Oaks Preserve, you will find this elegant residence waiting for you to make it your own. With a spacious master suite, two guest bedrooms (one en suite) and a den, this condo lives large, with room for comfortable, gracious living. Beautifully appointed, every special touch you would want can be found here, Italian ceramic tile, crown molding, ceiling fans and custom lighting. The expansive kitchen features granite countertops and stainless-steel appliances and has a cozy breakfast nook. Practical concerns are addressed by things like electric hurricane shutters in addition to impact windows and doors, and a large laundry room. Meridian residents have use of their own pool, spa and workout room. And can take advantage of all the Oaks Club has to offer, two championship golf courses, a world-class tennis facility, a state-of-the art wellness center and a wide variety of club amenities, including dining options and social offerings. There is currently no waiting list for either Golf or Sports/Social membership.

The essentials

Built
2004
Price / sqft
$216
On market
174 days
Annual tax
$6,285
HOA + condo dues
$2,367/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

High-rise condo
10 stories · 2004
Community pool
Fitness center too
Private balcony
Outdoor space
2,594 sqft
Living area

Payment

Est. monthly payment
$6,092/mo
Down payment (20%)
$112,000
Property taxes
$524/mo
HOA + condo dues
$2,367/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
-
Cooling
Central Air
Heating
Central
Parking
Covered
Days on Market
174
Split Bedroom
Balcony
Fitness Center
Golf
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Gulf Gate Elementary
Middle
Brookside Middle
High
Riverview High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,285
Parcel #
0133051305

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Meridian At The Oaks Preserve
County
Sarasota
MLS Area
34229 - Osprey
HOA + condo dues
$2,367/mo
$367/mo HOA plus $2,000/mo condo dues
Access Management-Sarasota/Susan Brown

Price history

Date
Event
Price
7/7/2026
Price change
Source: Stellar MLS #A4690812
$560,000-10.4%
$216/sqft
4/21/2026
Listed for sale
Source: Stellar MLS #A4690812
$625,000
$241/sqft

Neighborhood

409 North Point Rd #401
Osprey, FL, 34229 · 34229 - Osprey

Market insights

Offer Insights

Choose an offer strength

List price: $560,000
$535,000 – $560,000
95.5% – 100% of listTops out right at the list price
80% of listList price
13 of the last 25 condo closings in 34229 landed at this number or higher (52%). The median one sat 72 days before it went under contract, and this one is on day 174 after a $65,000 cut.

Sample: 25 closed condo sales in 34229 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,091/mo
Principal & interest$2,921
Property taxes$524
Insurance$280
HOA$2,367
Down payment20% · $112,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$560,000

$216 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,594 sq ft

Time on market

174 days

Year built

2004

Monthly payment

About $6,092/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,285 annual tax bill, insurance, and $2,367/mo in HOA and condo dues.

HOA + condo dues

$2,367/mo

$367/mo HOA plus $2,000/mo condo dues. Managed by Access Management-Sarasota/Susan Brown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Steve AbbeListing data from Stellar MLS, MLS# A4690812.

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