3840 Mariners Way #524A, photo 1
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Overview

3 bd2 ba1,942 sqftCondominium
TypeCondominium
Condo dues$1,608/mo
Built1984
Lot190,356 sqft
Living area1,942 sqft
Price / sqft$425

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

3840 Mariners Way #524A is a 1984-built home in Mariners Cove I, Cortez. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,942 square feet of living space. Listed at $825,000 (about $425/sqft), 151 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,608 monthly.

From the listing

Do you have a boat? Or always wanted one? Love fishing? Or just content to look out at the huge expanse of Anna Maria Sound, with a coffee in hand in the morning or a glass of wine looking at the incredible sunsets in the evening? Then this is the place for you! Watch the porpoises play literally a few dozen feet away, or a family of manatees leisurely cruise by. Fisherman? Catch a redfish or a snook for dinner, right off your own back yard! Mariner's Cove is an very private 80 unit gated community in Cortez FL, with 2 pools, tennis, a kayak launch, and a private boat slip, which we are told will take up to a 35 ft boat (you can add your own boat lift!). We're just a hop, skip and a jump (locally, we call that a bridge) from Anna Maria island with its incredible array of restaurants, miles of gorgeous beaches and nonstop nightlife. Easily access to Bradenton, Lakewood Ranch and Sarasota, as well. This nicely updated condo has 2 bedrooms downstairs and a big loft upstairs for additional guests. Kitchen, bathrooms, flooring, hurricane sliders among updates, two under building assigned parking spaces, kayak storage, additional storage area, and an elevator, are among the many bells and whistles this second floor unit offers a new owner. Come visit! You'll love it!

The essentials

Built
1984
Price / sqft
$425
On market
151 days
Annual tax
$5,348
Condo dues
$1,608/mo
Flood zone
AE
Lot
190,356 sqft
Type
Condominium

At a glance

Condo
Built 1984
Waterfront
Bay/Harbor
Community pool
Shared amenity
Private balcony
Outdoor space
1,942 sqft
Living area

Payment

Est. monthly payment
$6,769/mo
Down payment (20%)
$165,000
Property taxes
$446/mo
Condo dues
$1,608/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1984
Lot
190,356 sqft
Cooling
Central Air
Heating
Central
Parking
Ground Level, Guest, Basement
Waterfront
Bay/Harbor, Canal - Saltwater, Intracoastal Waterway
Days on Market
151
Cathedral Ceiling(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Hurricane Shutters
Lighting
Sidewalk
Sliding Doors
Buyer Approval Required
Community Mailbox
Deed Restrictions
Gated Community - Guard
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Sea Breeze Elementary
Middle
W.D. Sugg Middle
High
Bayshore High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,348
Parcel #
7601321305

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mariners Cove I
County
Manatee
MLS Area
34215 - Cortez
Lot Size
190,356 sqft
Condo dues
$1,608/mo
Dana Cloer

Price history

Date
Event
Price
5/15/2026
Listed for sale
Source: Stellar MLS #A4693852
$825,000
$425/sqft

Neighborhood

3840 Mariners Way #524A
Cortez, FL, 34215 · 34215 - Cortez

Market insights

Offer Insights

Choose an offer strength

List price: $825,000
$810,000 – $825,000
98.1% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 condo closings in Manatee County landed at this number or higher (51%). The median one sat 88 days before it went under contract, and this one is on day 151.

Sample: 84 closed condo sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,769/mo
Principal & interest$4,303
Property taxes$446
Insurance$413
HOA$1,608
Down payment20% · $165,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$825,000

$425 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,942 sq ft

Time on market

151 days

Year built

1984

Monthly payment

About $6,769/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,348 annual tax bill, insurance, and $1,608/mo in condo dues.

Condo dues

$1,608/mo

Managed by Dana Cloer.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Rich PoleseListing data from Stellar MLS, MLS# A4693852.

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