Overview
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About this home
4284 River Bank Way is a 2007-built home in River Club, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,354 square feet of living space. Listed at $350,000 (about $149/sqft), 107 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $398 monthly.
Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **NEW ROOF, all bedrooms are on the first floor** This move-in-ready property is being sold fully FURNISHED with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable FLOOD ZONE X, flood insurance is NOT required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.
The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$350,000
$149 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,354 sq ft
Time on market
135 days
Year built
2007
Monthly payment
About $2,737/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,073 annual tax bill, insurance, and the $398/mo HOA fee.
HOA fee
$398/mo
Managed by Alliant Property Management.
Flood zone
Zone X500*
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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