4305 Chinaberry Cir, photo 1
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Overview

2 bd2 ba1,242 sqft1 car garageSingle Family
TypeSingle Family
HOA$180/qtr
Built1972
Lot6,029 sqft
Living area1,242 sqft
Price / sqft$253
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboStone CountersThermostatWindow TreatmentsLightingRain GuttersStorage

4305 Chinaberry Cir is a 1972-built home in River Isles, Bradenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,242 square feet of living space. Listed at $314,000 (about $253/sqft), 123 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 quarterly.

From the listing

Are you searching for a move-in ready home in a 55+ golf course community in Bradenton, Florida with low HOA and no CDD? 4305 Chinaberry Circle East in River Isles might be exactly what you have been looking for. River Isles is one of Bradenton's most established active adult communities in Manatee County — and this two-bedroom, two-bath home with an attached one-car garage has been updated from top to bottom. Whether you are looking to enjoy a slower pace of life, downsize into something truly move-in ready, or find the right place for a family member who deserves comfort and community — everything you need is right here at 34208. The kitchen has been beautifully updated with new white quartz countertops and a decorative tile backsplash — bright, clean, and ready for your morning routine. The rest of the home has been just as carefully done. A 2018 tile roof with interior strapping, new hurricane-rated windows, brand new Carrier HVAC system, updated bathrooms with new faucets and toilets, a master bath with marble vanity top, all popcorn ceilings removed and refinished, fresh paint inside and out, crown molding, custom light fixtures, custom fans, new gutters with leaf filters, high speed fiber cable, and a 360° security system. The sunroom adds flexible living space and is included in the 1,242 sq ft total. Step outside and you will find one of the best backyards in the community. Private, peaceful, and backed by no rear neighbors — just lush mature landscaping, upscale crushed rock from the Bahamas, and mature live oaks trimmed for years of low-maintenance enjoyment. A metal storage shed and exterior water filter are included. It is the kind of backyard you actually use every day. River Isles is where active adult living in the Sarasota-Bradenton area truly shines. The executive 9-hole golf course is the crown jewel — with leagues, weekly play, and tournaments throughout the year including the annual Club Championship each March. Add a heated community pool, fitness center, shuffleboard courts, a welcoming clubhouse, and a social calendar that keeps life full and connected. Low HOA of just $180 per quarter. No CDD. No hassle. Whether you are relocating to Manatee County, downsizing in the Sarasota-Bradenton area, or searching for low-maintenance active adult living in Bradenton FL — this home checks every box. 55+ community Bradenton FL · Golf course community Manatee County · No CDD · Low HOA $180 quarter · Move-in ready · Active adult community · Bradenton FL 34208 · EXP Realty

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The essentials

Built
1972
Price / sqft
$253
On market
123 days
Annual tax
$2,816
HOA
$180/qtr
Flood zone
X500 · Low risk
Lot
6,029 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Community pool
Fitness center too
1 car garage
6,029 sqft lot
Lot size
1,242 sqft
Living area

Payment

Est. monthly payment
$2,090/mo
Down payment (20%)
$62,800
Property taxes
$235/mo
HOA
$180/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
6,029 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
123
Ceiling Fans(s)
Living Room/Dining Room Combo
Stone Counters
Thermostat
Window Treatments
Lighting
Rain Gutters
Storage
Community Mailbox
Deed Restrictions
Fitness Center
Golf Carts OK
Golf
Pool
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$2,816
Parcel #
1127200622

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Isles
County
Manatee
MLS Area
34208 - Bradenton/Braden River
Lot Size
6,029 sqft
Cul-De-SacIrregular LotLandscapedNear Golf CourseStreet Dead-EndPaved
HOA
$180/qtr
River Isles HOA

Price history

Date
Event
Price
7/29/2026
Price change
Source: Stellar MLS #A4695347
$314,000-1.6%
$253/sqft
6/9/2026
Listed for sale
Source: Stellar MLS #A4695347
$319,000
$257/sqft

Neighborhood

4305 Chinaberry Cir
Bradenton, FL, 34208 · 34208 - Bradenton/Braden River

Market insights

Offer Insights

Choose an offer strength

List price: $314,000
$307,500 – $314,000
97.7% – 100% of listTops out right at the list price
80% of listList price
73 of the last 144 home closings in 34208 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 123 after a $5,000 cut.

Sample: 144 closed home sales in 34208 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,089/mo
Principal & interest$1,638
Property taxes$235
Insurance$157
HOA$60
Down payment20% · $62,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$314,000

$253 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,242 sq ft

Time on market

123 days

Year built

1972

Monthly payment

About $2,090/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,816 annual tax bill, insurance, and the $180/qtr HOA fee.

HOA fee

$180/qtr

Managed by River Isles HOA.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEXP REALTY LLCListing agent: Kristi LavenduskiListing data from Stellar MLS, MLS# A4695347.

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