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About this home
4305 Chinaberry Cir is a 1972-built home in River Isles, Bradenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,242 square feet of living space. Listed at $314,000 (about $253/sqft), 123 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 quarterly.
Are you searching for a move-in ready home in a 55+ golf course community in Bradenton, Florida with low HOA and no CDD? 4305 Chinaberry Circle East in River Isles might be exactly what you have been looking for. River Isles is one of Bradenton's most established active adult communities in Manatee County — and this two-bedroom, two-bath home with an attached one-car garage has been updated from top to bottom. Whether you are looking to enjoy a slower pace of life, downsize into something truly move-in ready, or find the right place for a family member who deserves comfort and community — everything you need is right here at 34208. The kitchen has been beautifully updated with new white quartz countertops and a decorative tile backsplash — bright, clean, and ready for your morning routine. The rest of the home has been just as carefully done. A 2018 tile roof with interior strapping, new hurricane-rated windows, brand new Carrier HVAC system, updated bathrooms with new faucets and toilets, a master bath with marble vanity top, all popcorn ceilings removed and refinished, fresh paint inside and out, crown molding, custom light fixtures, custom fans, new gutters with leaf filters, high speed fiber cable, and a 360° security system. The sunroom adds flexible living space and is included in the 1,242 sq ft total. Step outside and you will find one of the best backyards in the community. Private, peaceful, and backed by no rear neighbors — just lush mature landscaping, upscale crushed rock from the Bahamas, and mature live oaks trimmed for years of low-maintenance enjoyment. A metal storage shed and exterior water filter are included. It is the kind of backyard you actually use every day. River Isles is where active adult living in the Sarasota-Bradenton area truly shines. The executive 9-hole golf course is the crown jewel — with leagues, weekly play, and tournaments throughout the year including the annual Club Championship each March. Add a heated community pool, fitness center, shuffleboard courts, a welcoming clubhouse, and a social calendar that keeps life full and connected. Low HOA of just $180 per quarter. No CDD. No hassle. Whether you are relocating to Manatee County, downsizing in the Sarasota-Bradenton area, or searching for low-maintenance active adult living in Bradenton FL — this home checks every box. 55+ community Bradenton FL · Golf course community Manatee County · No CDD · Low HOA $180 quarter · Move-in ready · Active adult community · Bradenton FL 34208 · EXP Realty
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$314,000
$253 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,242 sq ft
Time on market
123 days
Year built
1972
Monthly payment
About $2,090/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,816 annual tax bill, insurance, and the $180/qtr HOA fee.
HOA fee
$180/qtr
Managed by River Isles HOA.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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