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Overview

3 bd2 ba1,458 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1976
Lot9,240 sqft
Living area1,458 sqft
Price / sqft$411
Garage2 car

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About this home

Ceiling Fans(s)Solid Surface CountersSplit BedroomWalk-in Closet(s)DishwasherDisposalRangeRefrigerator

1004 Spindle Palm Way is a 1976-built home in Apollo Beach Unit 08 A Resubdivision Of Lots 1-13, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,458 square feet of living space. Listed at $599,900 (about $411/sqft), 136 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

A TRUE Waterfront Style of Living! Welcome to 1004 Spindle Palm Way, a beautifully updated canal-front home in the heart of Apollo Beach offering direct boating access and the Florida lifestyle buyers dream about. Step outside to your private backyard retreat featuring a sparkling pool with an approximate depth of 7 feet, an expansive paver deck, updated pool coping and tile, and plenty of space for entertaining. Boating enthusiasts will love the custom-built dock with premium WearDeck synthetic decking and a 12,000-pound remote-controlled boat lift, making it easy to enjoy Tampa Bay whenever the mood strikes. Inside, the home has been thoughtfully upgraded with a remodeled kitchen featuring custom birch cabinetry, quartz countertops, soft-close drawers, and stainless-steel appliances. Additional improvements include a newer roof (2024), Rheem HVAC system, whole-house water filtration system, updated laundry appliances, and extensive pool and outdoor enhancements. Garage floor is epoxy sealed. With many documented improvements, this move-in-ready waterfront property offers both peace of mind and exceptional value. Whether you’re enjoying sunset views from the dock, relaxing poolside, or heading out for a day on the water, every day feels like a vacation. Four-Point Inspection completed in April! Conveniently located near shopping, dining, marinas, parks, and major commuter routes, this is a rare opportunity to own a beautifully maintained waterfront home in one of Apollo Beach’s most desirable boating communities.

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The essentials

Built
1976
Price / sqft
$411
On market
136 days
Annual tax
$6,657
Flood zone
AE
Lot
9,240 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
Waterfront
Canal - Saltwater
Private pool
In Ground
2 car garage
Circular Driveway
9,240 sqft lot
Lot size

Payment

Est. monthly payment
$3,984/mo
Down payment (20%)
$119,980
Property taxes
$555/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
9,240 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway
Pool
In Ground, Screen Enclosure, Tile
Waterfront
Canal - Saltwater
Days on Market
136
Ceiling Fans(s)
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Dishwasher
Disposal
Range
Refrigerator
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,657
Parcel #
U-21-31-19-1SQ-000060-00002.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Apollo Beach Unit 08 A Resubdivision Of Lots 1-13
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
9,240 sqft
Flood Insurance RequiredPaved

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #A4695923
$599,900-4.0%
$411/sqft
5/30/2026
Listed for sale
Source: Stellar MLS #A4695923
$624,900+50.6%
$429/sqft
5/4/2020
Sold
Source: Hillsborough County Public Record
$415,000
$285/sqft

Neighborhood

1004 Spindle Palm Way
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$595,000 – $599,900
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 136 after a $25,000 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,983/mo
Principal & interest$3,129
Property taxes$555
Insurance$300
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$411 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,458 sq ft

Time on market

136 days

Year built

1976

Monthly payment

About $3,984/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,657 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKW COASTAL LIVING IIIListing agent: Phil AshfordListing data from Stellar MLS, MLS# A4695923.

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