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Overview

3 bd3 ba1,839 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot9,999 sqft
Living area1,839 sqft
Price / sqft$347
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSplit BedroomStone CountersThermostat

15564 Ruston Cir is a 1993-built home in Port Charlotte Sec 081, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,839 square feet of living space. Listed at $639,000 (about $347/sqft), 93 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to 15564 Ruston Circle in Port Charlotte, Florida! Boasting a new HVAC. This exquisite waterfront home is a boater's dream, offering Gulf access to open waters within minutes. Situated on the wide Zephyr waterway canal in the highly sought-after community of South Gulf Cove, this property boasts an enviable location for avid boaters. Recent upgrades include a brand-new tile roof, ensuring lasting quality and value. As you step inside this furnished abode, you'll be greeted by large pocket sliders that lead to a heated saltwater pool with stunning water views—a perfect setting for morning coffees and evening swims while enjoying breathtaking sunsets. The interior features ceramic tile throughout and luxury vinyl in all bedrooms. The master bedroom offers water views, a walk-in closet, and a separate slider to the lanai. The kitchen is equipped with stainless steel appliances, granite countertops, and direct access to all living spaces for easy entertaining. For boating enthusiasts, there's a covered boat lift (10,000 lb) for hassle-free access to the Gulf of Mexico's fishing opportunities. Additional features include hurricane protection for most windows and city water and sewer services. Beyond your doorstep, enjoy the pristine beaches of Boca Grande and Englewood, golfing, dining, shopping, and outdoor activities. Conveniently located near Punta Gorda, Fort Myers, and Sarasota airports, this home offers a chance to live in paradise on the widest canal in South Gulf Cove, with only one bridge out to the lagoon. Don't miss the opportunity to make this your dream waterfront retreat! Ask your agent for a link to the matterport rendering that is a interactive 3D dollhouse version of the house that the MLS does not want us to put in the public remarks although you can ask your agent for a link to it.

The essentials

Built
1993
Price / sqft
$347
On market
116 days
Annual tax
$9,301
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$4,428/mo
Down payment (20%)
$127,800
Property taxes
$775/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
9,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Heated, Salt Water
Waterfront
Canal - Saltwater
Days on Market
116
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Outdoor Shower
Rain Gutters
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$9,301
Parcel #
412122276008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 081
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
6/15/2026
Listed for sale
Source: Stellar MLS #A4697121
$639,000
$347/sqft

Neighborhood

15564 Ruston Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $639,000
$610,000 – $639,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 116.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,427/mo
Principal & interest$3,333
Property taxes$775
Insurance$320
Down payment20% · $127,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$639,000

$347 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,839 sq ft

Time on market

116 days

Year built

1993

Monthly payment

About $4,428/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,301 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Sean Seward, PAListing data from Stellar MLS, MLS# A4697121.

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