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Overview

4 bd3 ba1,921 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2020
Lot5,719 sqft
Living area1,921 sqft
Price / sqft$364
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanSidewalkDishwasherDisposal

632 Virginia Dr is a 2020-built home in Bay View Park, Bradenton. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,921 square feet of living space. Listed at $699,000 (about $364/sqft), 107 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to 632 Virginia Drive, Bradenton, FL 34205—a rare waterfront opportunity on picturesque Wares Creek offering direct boating access to the Manatee River, Tampa Bay, and the Gulf of Mexico. Complete with a private dock, this exceptional property is perfect for boating enthusiasts, kayakers, paddleboarders, anglers, and anyone seeking the Florida waterfront lifestyle. Built in 2019, this beautifully designed 3-bedroom, 2-bath residence blends modern construction with timeless coastal charm. The open-concept floor plan features soaring ceilings, abundant natural light, and seamless living spaces that are ideal for both everyday living and entertaining. The spacious kitchen flows effortlessly into the dining and living areas, creating the perfect gathering space for family and friends. One of the property's most valuable features is the detached garage with a fully equipped accessory dwelling unit (ADU) above. This private apartment offers incredible flexibility as a guest suite, income-producing rental, in-law quarters, home office, creative studio, or multigenerational living space. With the increasing demand for homes featuring ADUs, this property presents outstanding investment potential. Step outside to enjoy peaceful waterfront views, launch your kayak from your private dock, or cruise by boat to waterfront restaurants and the open waters of the Gulf. Wares Creek is one of Bradenton's hidden gems, connecting directly to the Manatee River while providing a tranquil natural setting just minutes from downtown. Located just moments from Downtown Bradenton, the Bradenton Riverwalk, restaurants, breweries, art galleries, shopping, medical facilities, and only a short drive to Anna Maria Island, Holmes Beach, and the area's world-famous Gulf beaches, this home offers the perfect combination of waterfront serenity and urban convenience. Whether you're searching for a primary residence, second home, vacation retreat, multigenerational property, or investment opportunity with rental income potential, 632 Virginia Drive delivers a lifestyle that is becoming increasingly difficult to find. Property Highlights: Waterfront home on scenic Wares Creek Private dock with direct boating access to the Manatee River, Tampa Bay, and Gulf of Mexico Detached garage with private ADU apartment above 3 bedrooms | 2 bathrooms Built in 2019 Open-concept floor plan with abundant natural light Excellent opportunity for short-term or long-term rental income (subject to local regulations) Minutes to Downtown Bradenton, Riverwalk, hospitals, restaurants, shopping, and Gulf beaches No CDD fees and a highly desirable central Bradenton location This is Florida waterfront living at its finest—where every day begins with peaceful water views and ends with spectacular sunsets just minutes from everything the Gulf Coast has to offer.

The essentials

Built
2020
Price / sqft
$364
On market
107 days
Annual tax
$8,675
Flood zone
AE
Lot
5,719 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Bay/Harbor
2 car garage
5,719 sqft lot
Lot size
1,921 sqft
Living area

Payment

Est. monthly payment
$4,718/mo
Down payment (20%)
$139,800
Property taxes
$723/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,719 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Bay/Harbor, Canal - Saltwater
Days on Market
107
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Sidewalk
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,675
Parcel #
3371700059

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay View Park
County
Manatee
MLS Area
34205 - Bradenton
Lot Size
5,719 sqft

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #A4698202
$699,000-5.0%
$364/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #A4698202
$735,999
$383/sqft

Neighborhood

632 Virginia Dr
Bradenton, FL, 34205 · 34205 - Bradenton

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$690,000 – $699,000
98.4% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 34205 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 107 after a $36,999 cut.

Sample: 148 closed home sales in 34205 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,718/mo
Principal & interest$3,646
Property taxes$723
Insurance$350
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$364 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,921 sq ft

Time on market

107 days

Year built

2020

Monthly payment

About $4,718/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,675 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTHE KEYES COMPANY - SARASOTAListing agent: Barry GroomsListing data from Stellar MLS, MLS# A4698202.

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