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About this home
632 Virginia Dr is a 2020-built home in Bay View Park, Bradenton. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,921 square feet of living space. Listed at $699,000 (about $364/sqft), 107 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Welcome to 632 Virginia Drive, Bradenton, FL 34205—a rare waterfront opportunity on picturesque Wares Creek offering direct boating access to the Manatee River, Tampa Bay, and the Gulf of Mexico. Complete with a private dock, this exceptional property is perfect for boating enthusiasts, kayakers, paddleboarders, anglers, and anyone seeking the Florida waterfront lifestyle. Built in 2019, this beautifully designed 3-bedroom, 2-bath residence blends modern construction with timeless coastal charm. The open-concept floor plan features soaring ceilings, abundant natural light, and seamless living spaces that are ideal for both everyday living and entertaining. The spacious kitchen flows effortlessly into the dining and living areas, creating the perfect gathering space for family and friends. One of the property's most valuable features is the detached garage with a fully equipped accessory dwelling unit (ADU) above. This private apartment offers incredible flexibility as a guest suite, income-producing rental, in-law quarters, home office, creative studio, or multigenerational living space. With the increasing demand for homes featuring ADUs, this property presents outstanding investment potential. Step outside to enjoy peaceful waterfront views, launch your kayak from your private dock, or cruise by boat to waterfront restaurants and the open waters of the Gulf. Wares Creek is one of Bradenton's hidden gems, connecting directly to the Manatee River while providing a tranquil natural setting just minutes from downtown. Located just moments from Downtown Bradenton, the Bradenton Riverwalk, restaurants, breweries, art galleries, shopping, medical facilities, and only a short drive to Anna Maria Island, Holmes Beach, and the area's world-famous Gulf beaches, this home offers the perfect combination of waterfront serenity and urban convenience. Whether you're searching for a primary residence, second home, vacation retreat, multigenerational property, or investment opportunity with rental income potential, 632 Virginia Drive delivers a lifestyle that is becoming increasingly difficult to find. Property Highlights: Waterfront home on scenic Wares Creek Private dock with direct boating access to the Manatee River, Tampa Bay, and Gulf of Mexico Detached garage with private ADU apartment above 3 bedrooms | 2 bathrooms Built in 2019 Open-concept floor plan with abundant natural light Excellent opportunity for short-term or long-term rental income (subject to local regulations) Minutes to Downtown Bradenton, Riverwalk, hospitals, restaurants, shopping, and Gulf beaches No CDD fees and a highly desirable central Bradenton location This is Florida waterfront living at its finest—where every day begins with peaceful water views and ends with spectacular sunsets just minutes from everything the Gulf Coast has to offer.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$699,000
$364 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,921 sq ft
Time on market
107 days
Year built
2020
Monthly payment
About $4,718/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,675 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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