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About this home
316 Star Shell Dr is a 2012-built home in Harbour Isles Ph 2a/2b/2c, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,450 square feet of living space. Listed at $474,888 (about $194/sqft), 97 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.
PRICED TO SELL!! MAJOR PRICE REDUCTION • SERENE WATERFRONT OPPORTUNITY • 4 BEDROOMS • 3 BATHS • OVERSIZED LOT WITH ROOM FOR A POOL • ALL MAJOR IMPROVEMENTS ALREADY COMPLETED Rarely does a home offer this combination of waterfront privacy, move-in-ready condition, an oversized homesite, & exceptional value—all for under $500,000. Nestled in one of the area's most desirable waterfront communities, this meticulously maintained 4-bedroom, 3-bath residence overlooks a peaceful pond with a wooded backdrop, creating a private retreat with no rear neighbors & plenty of room to add the pool you've always envisioned. Even better, the expensive updates have already been completed, allowing you to move in with confidence. Recent improvements include a new roof (2022), HVAC system (2023), washer & dryer (2023), new refrigerator (2026), new dishwasher (2026), luxury vinyl plank throughout living spaces & primary bedroom suite, brand-new carpet in the guest bedrooms, & a freshly painted interior. Designed to embrace Florida living, the expansive, fully fenced backyard provides endless possibilities for entertaining and recreation. Enjoy evenings around the fire pit, weekend cookouts beneath the covered grilling area with retractable awning, or unwind on the spacious screened lanai overlooking the tranquil water. Prefer less maintenance? The community's resort-style pool is just moments away. Inside, a wall of 8-foot sliding glass doors immediately draws your eye to the serene water views, filling the home with natural light. High ceilings & an open-concept floor plan seamlessly connect the living, dining, family, and kitchen spaces, creating an ideal layout for everyday living & effortless entertaining. The well-appointed kitchen features granite countertops, 42-inch solid wood cabinetry, stainless steel appliances—including an induction range with a built-in air fryer—a dedicated coffee bar, & a built-in wine refrigerator. The spacious primary suite offers peaceful water views, luxury vinyl plank flooring that continues throughout the main living areas, two walk-in closets, & a spa-inspired ensuite with dual granite vanities, an oversized glass-enclosed shower, & a tiled alcove designed for a future soaking tub. A thoughtfully designed split-bedroom floor plan provides privacy for everyone, with two guest bedrooms sharing a full bath while the fourth bedroom enjoys its own private bath—perfect for visiting guests, multigenerational living, or a home office. Additional features include beautiful professional landscaping, a smart Rachio irrigation system for enhanced water efficiency, & an oversized three-car garage with abundant overhead storage for vehicles, golf carts, recreational equipment, & more. Residents of Harbour Isles enjoy an exceptional amenity package including a clubhouse, resort-style pool, fitness center, walking trails, gazebo, playground, basketball court, sand volleyball court, & dedicated boat and RV storage. Multiple marinas and public boat launches are just minutes away. Ideally located with convenient access to Tampa, St. Petersburg, Ybor City, Sarasota, Anna Maria Island's award-winning beaches, premier shopping, dining, entertainment, & three international airports, this home delivers the perfect balance of comfort, convenience, & the Florida waterfront lifestyle. More than just a home—this is a rare opportunity to enjoy waterfront living, privacy, & peace of mind without compromising on space, location, or value.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$474,888
$194 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,450 sq ft
Time on market
97 days
Year built
2012
Monthly payment
About $3,499/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,300 annual tax bill, insurance, and the $120/yr HOA fee.
HOA fee
$120/yr
Managed by Habour Isles HOA- Wise Property Management.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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