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Overview

4 bd3 ba2,450 sqft3 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2012
Lot8,750 sqft
Living area2,450 sqft
Price / sqft$194
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

316 Star Shell Dr is a 2012-built home in Harbour Isles Ph 2a/2b/2c, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,450 square feet of living space. Listed at $474,888 (about $194/sqft), 97 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

PRICED TO SELL!! MAJOR PRICE REDUCTION • SERENE WATERFRONT OPPORTUNITY • 4 BEDROOMS • 3 BATHS • OVERSIZED LOT WITH ROOM FOR A POOL • ALL MAJOR IMPROVEMENTS ALREADY COMPLETED Rarely does a home offer this combination of waterfront privacy, move-in-ready condition, an oversized homesite, & exceptional value—all for under $500,000. Nestled in one of the area's most desirable waterfront communities, this meticulously maintained 4-bedroom, 3-bath residence overlooks a peaceful pond with a wooded backdrop, creating a private retreat with no rear neighbors & plenty of room to add the pool you've always envisioned. Even better, the expensive updates have already been completed, allowing you to move in with confidence. Recent improvements include a new roof (2022), HVAC system (2023), washer & dryer (2023), new refrigerator (2026), new dishwasher (2026), luxury vinyl plank throughout living spaces & primary bedroom suite, brand-new carpet in the guest bedrooms, & a freshly painted interior. Designed to embrace Florida living, the expansive, fully fenced backyard provides endless possibilities for entertaining and recreation. Enjoy evenings around the fire pit, weekend cookouts beneath the covered grilling area with retractable awning, or unwind on the spacious screened lanai overlooking the tranquil water. Prefer less maintenance? The community's resort-style pool is just moments away. Inside, a wall of 8-foot sliding glass doors immediately draws your eye to the serene water views, filling the home with natural light. High ceilings & an open-concept floor plan seamlessly connect the living, dining, family, and kitchen spaces, creating an ideal layout for everyday living & effortless entertaining. The well-appointed kitchen features granite countertops, 42-inch solid wood cabinetry, stainless steel appliances—including an induction range with a built-in air fryer—a dedicated coffee bar, & a built-in wine refrigerator. The spacious primary suite offers peaceful water views, luxury vinyl plank flooring that continues throughout the main living areas, two walk-in closets, & a spa-inspired ensuite with dual granite vanities, an oversized glass-enclosed shower, & a tiled alcove designed for a future soaking tub. A thoughtfully designed split-bedroom floor plan provides privacy for everyone, with two guest bedrooms sharing a full bath while the fourth bedroom enjoys its own private bath—perfect for visiting guests, multigenerational living, or a home office. Additional features include beautiful professional landscaping, a smart Rachio irrigation system for enhanced water efficiency, & an oversized three-car garage with abundant overhead storage for vehicles, golf carts, recreational equipment, & more. Residents of Harbour Isles enjoy an exceptional amenity package including a clubhouse, resort-style pool, fitness center, walking trails, gazebo, playground, basketball court, sand volleyball court, & dedicated boat and RV storage. Multiple marinas and public boat launches are just minutes away. Ideally located with convenient access to Tampa, St. Petersburg, Ybor City, Sarasota, Anna Maria Island's award-winning beaches, premier shopping, dining, entertainment, & three international airports, this home delivers the perfect balance of comfort, convenience, & the Florida waterfront lifestyle. More than just a home—this is a rare opportunity to enjoy waterfront living, privacy, & peace of mind without compromising on space, location, or value.

The essentials

Built
2012
Price / sqft
$194
On market
97 days
Annual tax
$9,300
HOA
$120/yr
Flood zone
AE
Lot
8,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Waterfront
Canal - Freshwater
Community pool
Shared amenity
3 car garage
Garage Door Opener
8,750 sqft lot
Lot size

Payment

Est. monthly payment
$3,499/mo
Down payment (20%)
$94,978
Property taxes
$775/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
8,750 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener
Waterfront
Canal - Freshwater, Pond
Days on Market
97
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Clubhouse
Deed Restrictions
Pool
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$9,300
Parcel #
U-33-31-19-95J-000012-00026.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbour Isles Ph 2a/2b/2c
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
8,750 sqft
LevelNear Public TransitSidewalkPaved
HOA
$120/yr
Habour Isles HOA- Wise Property Management

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #A4698389
$474,888-2.6%
$194/sqft
-
Price change
Source: Stellar MLS #A4698389
$487,500-5.2%
$199/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #A4698389
$514,240-4.8%
$210/sqft
8/26/2022
Sold
Source: Hillsborough County Public Record
$539,900
$220/sqft

Neighborhood

316 Star Shell Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $474,888
$470,000 – $474,888
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 97 after a $39,352 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,499/mo
Principal & interest$2,477
Property taxes$775
Insurance$237
HOA$10
Down payment20% · $94,978
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,888

$194 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,450 sq ft

Time on market

97 days

Year built

2012

Monthly payment

About $3,499/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,300 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by Habour Isles HOA- Wise Property Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Jo-Lee MansfieldListing data from Stellar MLS, MLS# A4698389.

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