186 Northshore Ter, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,000 sqft

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About this home

186 Northshore Ter is a home in Suncoast Harbors, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Build your dream home on this exceptional offering in the heart of Charlotte Harbor! This unique property includes Lots 5 & 6 along with Boat Lot 5A located directly across the street. A survey is available and attached to the listing, and public water and sewer are nearby for future connection. Nestled on a wooded homesite, you'll have the opportunity to create the custom home you've always envisioned while enjoying the privacy and natural beauty of mature trees. Buyers are encouraged to walk the property and experience its potential firsthand. Included with the property is Boat Lot 5A, situated on a saltwater canal with access to the Peace River and Charlotte Harbor, offering outstanding opportunities for boating, fishing, kayaking, and enjoying Southwest Florida's waterfront lifestyle. The feasibility of constructing a boat dock and the navigability of the canal are unknown. Buyers are encouraged to conduct their own due diligence to verify suitability for their intended use. Ideally located just minutes from Sunseeker Resort, Fishermen's Village, the Punta Gorda Harborwalk, historic downtown Punta Gorda, and downtown Port Charlotte, you'll enjoy convenient access to waterfront dining, shopping, entertainment, marinas, golf courses, parks, and everything that makes Southwest Florida such a desirable place to call home. Whether you're looking to build your primary residence, a seasonal retreat, or an investment property, this rare package offers the flexibility, location, and lifestyle to bring your vision to life.

The essentials

On market
101 days
Annual tax
$437
Flood zone
AE
Lot
10,000 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$322/mo
Down payment (20%)
$10,000
Property taxes
$36/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,000 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
101
Flood Zone AE
Annual Tax (2025)
$437
Parcel #
402329128009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Suncoast Harbors
County
Charlotte
MLS Area
33980 - Port Charlotte
Lot Size
10,000 sqft
BuildableIn CountyInterior LotWooded

Price history

Date
Event
Price
7/1/2026
Listed for sale
Source: Stellar MLS #A4698750
$50,000

Neighborhood

186 Northshore Ter
Punta Gorda, FL, 33980 · 33980 - Port Charlotte

Calculator

Est. monthly payment
$322/mo
Principal & interest$261
Property taxes$36
Insurance$25
Down payment20% · $10,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$50,000

Time on market

101 days

Monthly payment

About $322/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $437 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Rachel TritschlerListing data from Stellar MLS, MLS# A4698750.

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