10386 Winnipeg St, photo 1
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Overview

3 bd2 ba2,390 sqft3 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2017
Lot9,999 sqft
Living area2,390 sqft
Price / sqft$372
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

10386 Winnipeg St is a 2017-built home in Port Charlotte Sec 87, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,390 square feet of living space. Listed at $889,000 (about $372/sqft), 100 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

A rare opportunity to own a truly turnkey luxury waterfront home in South Gulf Cove! Built in 2017, this custom-designed 3-bedroom, 2-bath residence with a spacious loft, oversized 3-car garage, and approximately 2,400 sq. ft. of living space showcases exceptional craftsmanship and premium finishes throughout. The open floor plan features soaring ceilings, a stunning coffered ceiling in the great room, 8-foot interior doors, custom trim work, designer lighting and plumbing fixtures, and a chef's kitchen with custom cabinetry and high-end appliances. Every detail reflects quality construction and pride of ownership. Perfectly positioned on a private canal with beautiful water views, this home offers direct access to deep water with no bridges—ideal for boating and fishing enthusiasts. Enjoy Florida living year-round from the screened lanai featuring a heated pool, fully equipped outdoor kitchen with built-in gas grill, and generous entertaining space overlooking the water. A private wooden dock completes this exceptional waterfront setting. What truly makes this property one of a kind is that it is being offered completely furnished and equipped. Virtually everything you see is included: designer furniture, décor, TVs, kitchenware, premium appliances, bed linens, bath linens, outdoor furniture, gym equipment, pool table, and even two newer electric bikes with fewer than 500 miles each. Simply bring your suitcase and start enjoying the Florida lifestyle on day one. Whether you're searching for a primary residence, a vacation getaway, or a high-end short-term rental investment, this home is ready to enjoy immediately with no additional expense. Luxury waterfront homes of this caliber, offered completely turnkey, are exceptionally rare. Don't miss your chance to own one of South Gulf Cove's finest properties!

The essentials

Built
2017
Price / sqft
$372
On market
100 days
Annual tax
$13,937
HOA
$120/yr
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Waterfront
Canal - Saltwater
Private pool
Heated
3 car garage
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$6,252/mo
Down payment (20%)
$177,800
Property taxes
$1,161/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Pool
Gunite, Heated, In Ground
Waterfront
Canal - Saltwater
Days on Market
100
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Outdoor Grill
Private Mailbox
Private Yard
Rain Gutters
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Freezer
Microwave
Refrigerator
Washer
Wine Refrigerator
Flood Zone AE
Annual Tax (2025)
$13,937
Parcel #
412128307008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 87
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
HOA
$120/yr
South Gulf Cove Homeowners Association, Inc.

Price history

Date
Event
Price
7/3/2026
Listed for sale
Source: Stellar MLS #A4699001
$889,000
$372/sqft

Neighborhood

10386 Winnipeg St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $889,000
$850,000 – $889,000
95.7% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 33981 landed at this number or higher (50%). The median one sat 89 days before it went under contract, and this one is on day 100.

Sample: 459 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,252/mo
Principal & interest$4,636
Property taxes$1,161
Insurance$445
HOA$10
Down payment20% · $177,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$889,000

$372 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,390 sq ft

Time on market

100 days

Year built

2017

Monthly payment

About $6,252/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,937 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by South Gulf Cove Homeowners Association, Inc..

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRAYNARD REALTY GROUP LLCListing agent: Julien RaynardListing data from Stellar MLS, MLS# A4699001.

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